AOD vs SCHD
Abrdn Total Dynamic Dividend Fund vs Schwab US Dividend Equity ETF
Which is better, AOD or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. AOD led over 3Y and 5Y, SCHD over 1Y and the full window. AOD is less concentrated, with 28.5% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AOD | SCHD |
|---|---|---|
| Expense Ratio | 1.16% | 0.06%Best |
| AUM | $1.0B | $112.1B |
| Dividend Yield | 11.73% | 3.00% |
| Holdings | 86 | 103 |
| YTD Return | +17.35% | +23.46%Best |
| 1Y Return | +25.60% | +27.20%Best |
| 3Y Return (annualized) | +23.58%Best | +15.41% |
| 5Y Return (annualized) | +12.37%Best | +10.16% |
| Volatility (annualized) | 16.3% | 13.7%Best |
| Max Drawdown | -48.0% | -33.4%Best |
| $10,000 over 5 years | $17,916Best | $16,223 |
| Top 10 Weight | 28.5%Best | 41.8% |
| Fund Family | Aberdeen | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jan 26, 2007 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 18, 2026 (14.9 years).
AOD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
AOD vs SCHD Performance
Abrdn Total Dynamic Dividend Fund (AOD) is an ETF from Aberdeen and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AOD returned +25.60% while SCHD returned +27.20%. Year to date, AOD is up 17.35% versus a gain of 23.46% for SCHD.
Over three years, AOD compounded at +23.58% per year against +15.41% for SCHD; over five years the annualized figures are +12.37% and +10.16% respectively. Across the full 15-year window we track, SCHD has the edge at +11.25% annualized vs +4.44%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AOD has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -48.0% for AOD and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AOD charges 1.16% per year while SCHD charges 0.06%. On a $10,000 position that is $116 vs $6 annually, a gap of $110 per year that compounds over a long holding period. On income, AOD currently yields 11.73% against 3.00% for SCHD.
Holdings Overlap
7.4% of AOD's money is in holdings SCHD also owns. 20.4% of SCHD's money is in holdings AOD also owns.
SCHD and AOD share little of their money.
7 positions in common, counted across the 87 positions we hold weights for in AOD and 100 in SCHD, against full books of 86 and 103.
What only one of them owns
Our book lists 92 positions for SCHD that do not appear in our book for AOD (79.5% of the fund), and 39 for AOD that do not appear in SCHD (50.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in AOD | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 1.35% | 4.77% | 3.42% |
| KOCoca Cola Co. | 0.98% | 4.17% | 3.19% |
| LMTLockheed Martin Corp | 1.08% | 2.78% | 1.70% |
| BXBlackstone Group Inc. Class A | 1.23% | 2.59% | 1.36% |
| ACNAccenture Plc | 0.55% | 2.84% | 2.29% |
| TGTTarget Corp Common Stock Usd.0833 | 0.99% | 1.78% | 0.79% |
| OKEOneok Inc. | 1.18% | 1.47% | 0.29% |
20.4% of SCHD is already inside AOD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AOD or SCHD?
AOD has an expense ratio of 1.16% while SCHD charges 0.06%. SCHD is the cheaper option, by $110 a year on a $10,000 investment.
Which performed better, AOD or SCHD?
Over the past year AOD returned +25.60% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), AOD annualized +4.44% vs +11.25% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AOD or SCHD?
AOD has been the more volatile fund at 16.3% annualized versus 13.7% for SCHD. Worst drawdown: AOD -48.0% vs SCHD -33.4%.
Should I hold both AOD and SCHD?
AOD and SCHD have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between AOD and SCHD?
20.4% of SCHD's money is in holdings AOD also owns. 20.4% of SCHD's is in holdings AOD also owns. They hold 7 positions in common, counted across the 87 positions we hold weights for in AOD and 100 in SCHD.
Which pays a higher dividend, AOD or SCHD?
AOD yields 11.73% while SCHD yields 3.00%, so AOD currently pays the higher dividend yield.
Is SCHD better than AOD?
SCHD has a lower expense ratio. AOD led over 3Y and 5Y, SCHD over 1Y and the full window. AOD is less concentrated, with 28.5% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.