AOD vs SCHD
AOD vs SCHD
Abrdn Total Dynamic Dividend Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. AOD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | AOD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.16% | 0.06% | |
| AUM | $1.0B | $103.7B | |
| Dividend Yield | 11.72% | 3.31% | |
| Holdings | 86 | 104 | |
| YTD Return | +18.03% | +24.26% | |
| 1Y Return | +34.72% | +31.38% | |
| 3Y Return (annualized) | +22.88% | +15.08% | |
| 5Y Return (annualized) | +11.28% | +9.72% | |
| Volatility (annualized) | 21.9% | 13.6% | |
| Max Drawdown | -88.1% | -33.4% | |
| Fund Family | Aberdeen | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jan 26, 2007 | Oct 20, 2011 |
AOD vs SCHD Performance
Abrdn Total Dynamic Dividend Fund (AOD) is a ETF from Aberdeen and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AOD returned +34.72% while SCHD returned +31.38%. Year to date, AOD is up 18.03% versus a gain of 24.26% for SCHD.
Over three years, AOD compounded at +22.88% per year against +15.08% for SCHD; over five years the annualized figures are +11.28% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs -4.05%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AOD has been the more volatile fund, with annualized monthly volatility of 21.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -88.1% for AOD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AOD charges 1.16% per year while SCHD charges 0.06%. On a $10,000 position that is $116 vs $6 annually, a gap of $110 per year that compounds over a long holding period. On income, AOD currently yields 11.72% against 3.31% for SCHD.
Holdings Overlap
AOD and SCHD share 9 holdings out of 176 unique holdings combined, representing a 7.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in AOD | Weight in SCHD | Difference |
|---|---|---|---|
| MRK | 1.17% | 4.32% | 3.15% |
| KO | 1.14% | 4.08% | 2.94% |
| LMT | 0.81% | 2.66% | 1.85% |
| BX | Pro | Pro | Pro |
| ACN | Pro | Pro | Pro |
| TGT | Pro | Pro | Pro |
| OKE | Pro | Pro | Pro |
| SLB:CW | Pro | Pro | Pro |
| GVMXX | Pro | Pro | Pro |
See all 9 holdings AOD shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, AOD or SCHD?
AOD has an expense ratio of 1.16% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $110 per year of difference.
Which performed better, AOD or SCHD?
Over the past year AOD returned +34.72% vs +31.38% for SCHD, so AOD leads on 1-year performance. Over the longest common window we track (15 years), AOD annualized -4.05% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, AOD or SCHD?
AOD has been the more volatile fund at 21.9% annualized versus 13.6% for SCHD. Worst drawdown: AOD -88.1% vs SCHD -33.4%.
Should I hold both AOD and SCHD?
AOD and SCHD have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AOD and SCHD?
AOD and SCHD share 9 common holdings with a 7.7% weight overlap. Combined, they hold 176 unique securities.
Which pays a higher dividend, AOD or SCHD?
AOD yields 11.72% while SCHD yields 3.31%, so AOD currently pays the higher dividend yield.
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