AOD vs VTI
Abrdn Total Dynamic Dividend Fund vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. AOD delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | AOD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.16% | 0.03% | |
| AUM | $1.0B | $666.9B | |
| Dividend Yield | 11.73% | 1.07% | |
| Holdings | 86 | 3,543 | |
| YTD Return | +18.92% | +12.74% | |
| 1Y Return | +32.46% | +20.66% | |
| 3Y Return (annualized) | +23.55% | +20.69% | |
| 5Y Return (annualized) | +11.11% | +11.52% | |
| Volatility (annualized) | 21.9% | 15.3% | |
| Max Drawdown | -88.1% | -56.6% | |
| Fund Family | Aberdeen | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 26, 2007 | May 24, 2001 |
AOD vs VTI Performance
Abrdn Total Dynamic Dividend Fund (AOD) is a ETF from Aberdeen and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AOD returned +32.46% while VTI returned +20.66%. Year to date, AOD is up 18.92% versus a gain of 12.74% for VTI.
Over three years, AOD compounded at +23.55% per year against +20.69% for VTI; over five years the annualized figures are +11.11% and +11.52% respectively. Across the full 20-year window we track, VTI has the edge at +8.06% annualized vs -4.00%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AOD has been the more volatile fund, with annualized monthly volatility of 21.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -88.1% for AOD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AOD charges 1.16% per year while VTI charges 0.03%. On a $10,000 position that is $116 vs $3 annually, a gap of $113 per year that compounds over a long holding period. On income, AOD currently yields 11.73% against 1.07% for VTI.
Holdings Overlap
AOD and VTI share 46 holdings out of 2828 unique holdings combined, representing a 21.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AOD or VTI?
AOD has an expense ratio of 1.16% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $113 per year of difference.
Which performed better, AOD or VTI?
Over the past year AOD returned +32.46% vs +20.66% for VTI, so AOD leads on 1-year performance. Over the longest common window we track (20 years), AOD annualized -4.00% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, AOD or VTI?
AOD has been the more volatile fund at 21.9% annualized versus 15.3% for VTI. Worst drawdown: AOD -88.1% vs VTI -56.6%.
Should I hold both AOD and VTI?
AOD and VTI have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AOD and VTI?
AOD and VTI share 46 common holdings with a 21.5% weight overlap. Combined, they hold 2828 unique securities.
Which pays a higher dividend, AOD or VTI?
AOD yields 11.73% while VTI yields 1.07%, so AOD currently pays the higher dividend yield.
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