AVLC vs VTI
Avantis US Large Cap Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, AVLC or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. AVLC led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.99.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AVLC | VTI |
|---|---|---|
| Expense Ratio | 0.15% | 0.03%Best |
| AUM | $1.5B | $666.9B |
| Dividend Yield | 0.82% | 1.07% |
| Holdings | 856 | 3,543 |
| YTD Return | +16.80%Best | +13.59% |
| 1Y Return | +24.00%Best | +20.00% |
| 3Y Return (annualized) | +24.50%Best | +20.95% |
| 5Y Return (annualized) | - | +11.81% |
| Volatility (annualized) | 12.8%Tie | 12.8%Tie |
| Max Drawdown | -19.6% | -19.3%Best |
| $10,000 over 2.9 years | $18,880Best | $18,339 |
| Fund Family | Avantis Investors | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 26, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Sep 28, 2023 to Sep 4, 2026 (2.9 years).
AVLC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
AVLC vs VTI Performance
Avantis US Large Cap Equity ETF (AVLC) is an ETF from Avantis Investors and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year AVLC returned +24.00% while VTI returned +20.00%. Year to date, AVLC is up 16.80% versus a gain of 13.59% for VTI.
Over three years, AVLC compounded at +24.50% per year against +20.95% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AVLC and VTI have been equally volatile, both at 12.8% annualized.
The deepest peak-to-trough decline in our data was -19.6% for AVLC and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
AVLC charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, AVLC currently yields 0.82% against 1.07% for VTI.
Holdings Overlap
At least 94.6% of AVLC's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of AVLC is already inside VTI. Owning both mostly buys the same companies twice.
676 positions in common, counted across the 798 positions we hold weights for in AVLC and 2,787 in VTI, against full books of 856 and 3,543.
Top Shared Holdings
| Stock | Weight in AVLC | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 5.45% | 6.32% | 0.87% |
| AAPLApple, Inc | 5.13% | 5.84% | 0.71% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 4.44% | 3.81% | 0.63% |
| AMZNAmazon.Com Inc | 3.85% | 3.17% | 0.68% |
| GOOGLAlphabet Inc.Class A | 1.76% | 2.88% | 1.12% |
| AVGOBroadcom Inc | 2.00% | 2.46% | 0.46% |
| MUMicron Technology, Inc. | 2.04% | 1.79% | 0.25% |
| GOOGAlphabet Inc. C | 1.37% | 2.27% | 0.90% |
| METAMeta Platform Inc | 1.87% | 1.70% | 0.17% |
| LLYEli Lilly & Co. | 1.23% | 1.40% | 0.17% |
94.6% of AVLC is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AVLC or VTI?
AVLC has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, AVLC or VTI?
Over the past year AVLC returned +24.00% vs +20.00% for VTI, so AVLC leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AVLC or VTI?
AVLC and VTI have been equally volatile, both at 12.8% annualized. Worst drawdown: AVLC -19.6% vs VTI -19.3%.
Should I hold both AVLC and VTI?
AVLC and VTI have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between AVLC and VTI?
At least 94.6% of AVLC's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 676 positions in common, counted across the 798 positions we hold weights for in AVLC and 2,787 in VTI.
Which pays a higher dividend, AVLC or VTI?
AVLC yields 0.82% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Is VTI better than AVLC?
VTI has a lower expense ratio. AVLC led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.99. Which one suits a particular account depends on what it is for. This is information, not a recommendation.