AVLC vs SCHD
Avantis US Large Cap Equity ETF vs Schwab US Dividend Equity ETF
Which is better, AVLC or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. AVLC led over 3Y and the full window, SCHD over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AVLC | SCHD |
|---|---|---|
| Expense Ratio | 0.15% | 0.06%Best |
| AUM | $1.5B | $119.9B |
| Dividend Yield | 0.86% | 2.96% |
| Holdings | 1,668 | 204 |
| YTD Return | +15.07% | +33.09%Best |
| 1Y Return | +16.82% | +37.17%Best |
| 3Y Return (annualized) | +22.36%Best | +20.32% |
| 5Y Return (annualized) | - | +10.36% |
| Volatility (annualized) | 12.6%Best | 14.3% |
| Max Drawdown | -19.6% | -16.1%Best |
| $10,000 over 3.1 years | $18,665Best | $16,916 |
| Fund Family | Avantis Investors | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 26, 2023 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Sep 28, 2023 to Nov 11, 2026 (3.1 years).
AVLC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.
AVLC vs SCHD Performance
Avantis US Large Cap Equity ETF (AVLC) is an ETF from Avantis Investors and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AVLC returned +16.82% while SCHD returned +37.17%. Year to date, AVLC is up 15.07% versus a gain of 33.09% for SCHD.
Over three years, AVLC compounded at +22.36% per year against +20.32% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 12.6% for AVLC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for AVLC and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
AVLC charges 0.15% per year while SCHD charges 0.06%. On a $10,000 position that is $15 vs $6 annually, a gap of $9 per year that compounds over a long holding period. On income, AVLC currently yields 0.86% against 2.96% for SCHD.
You are not choosing between two funds in isolation.
Whichever of AVLC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AVLC or SCHD?
AVLC has an expense ratio of 0.15% while SCHD charges 0.06%. SCHD is the cheaper option, by $9 a year on a $10,000 investment.
Which performed better, AVLC or SCHD?
Over the past year AVLC returned +16.82% vs +37.17% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AVLC or SCHD?
SCHD has been the more volatile fund at 14.3% annualized versus 12.6% for AVLC. Worst drawdown: AVLC -19.6% vs SCHD -16.1%.
Should I hold both AVLC and SCHD?
AVLC and SCHD have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AVLC or SCHD?
AVLC yields 0.86% while SCHD yields 2.96%, so SCHD currently pays the higher dividend yield.
Is SCHD better than AVLC?
SCHD has a lower expense ratio. AVLC led over 3Y and the full window, SCHD over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.