CLUB vs SPY

CLUB vs SPY
See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricCLUBSPYWinner
Expense Ratio0.75%0.09%
AUM$13M$821.1B
Dividend Yield0.08%1.01%
Holdings31505
YTD Return+1.79%+13.47%
1Y Return-+20.57%
3Y Return (annualized)-+21.83%
5Y Return (annualized)-+12.88%
Volatility (annualized)-15.3%
Max Drawdown-10.7%-56.5%
Fund FamilyBancreek Capital AdvisorsState Street Investment Management
CategoryEquityEquity
InceptionMay 6, 2026Jan 22, 1993

CLUB vs SPY Performance

Billionaires Club ETF (CLUB) is a ETF from Bancreek Capital Advisors and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, CLUB is up 1.79% versus a gain of 13.47% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -10.7% for CLUB and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

CLUB charges 0.75% per year while SPY charges 0.09%. On a $10,000 position that is $75 vs $9 annually, a gap of $66 per year that compounds over a long holding period. On income, CLUB currently yields 0.08% against 1.01% for SPY.

Holdings Overlap

21.6%overlap

CLUB and SPY share 16 holdings out of 517 unique holdings combined, representing a 21.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CLUBWeight in SPYDifference
NVDA3.31%7.71%4.40%
MSFT3.55%5.50%1.95%
AMZN3.27%4.08%0.81%
GOOGLProProPro
AVGOProProPro
METAProProPro
BRK.BProProPro
WMTProProPro
BXProProPro
FANGProProPro
FundXLS Pro
See the top 10 holdings CLUB shares with SPY
Exact weights in each fund and the difference, for every position in this table.
Unlock FundXLS Pro$45/quarter Pro · Cancel anytime

Frequently Asked Questions

Which is cheaper, CLUB or SPY?

CLUB has an expense ratio of 0.75% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $66 per year of difference.

What is the holdings overlap between CLUB and SPY?

CLUB and SPY share 16 common holdings with a 21.6% weight overlap. Combined, they hold 517 unique securities.

Which pays a higher dividend, CLUB or SPY?

CLUB yields 0.08% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free