CLUB vs VTI
Billionaires Club ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CLUB or VTI?
VTI costs less.
VTI has a lower expense ratio. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 35.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CLUB | VTI |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $12M | $689.2B |
| Dividend Yield | 0.08% | 1.06% |
| Holdings | 63 | 3,542 |
| YTD Return | -2.27% | +11.74%Best |
| 1Y Return | - | +12.21% |
| 3Y Return (annualized) | - | +21.24% |
| 5Y Return (annualized) | - | +10.57% |
| Top 10 Weight | 35.5% | 34.6%Best |
| Fund Family | Bancreek Capital Advisors | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 6, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
CLUB vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
CLUB vs VTI Performance
Billionaires Club ETF (CLUB) is an ETF from Bancreek Capital Advisors and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, CLUB is down 2.27% versus a gain of 11.74% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
CLUB charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, CLUB currently yields 0.08% against 1.06% for VTI.
Holdings Overlap
63.8% of CLUB's money is in holdings VTI also owns. 26.5% of VTI's money is in holdings CLUB also owns.
The two portfolios partly overlap.
19 positions in common, counted across the 30 positions we hold weights for in CLUB and 3,464 in VTI, against full books of 63 and 3,542.
What only one of them owns
Our book lists 1,110 positions for VTI that do not appear in our book for CLUB (70.4% of the fund), and 1 for CLUB that do not appear in VTI (3.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CLUB | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 3.13% | 7.13% | 4.00% |
| MSFTMicrosoft Corp | 3.43% | 5.19% | 1.76% |
| AMZNAmazon.Com Inc | 3.41% | 3.30% | 0.11% |
| GOOGLAlphabet Inc | 3.39% | 2.76% | 0.63% |
| METAMeta Platforms Inc | 3.36% | 2.18% | 1.18% |
| AVGOBroadcom Inc | 3.23% | 2.28% | 0.95% |
| BRK.BBerkshire Hathaway Inc Brk/B Us Equity | 3.53% | 1.21% | 2.32% |
| WMTWalmart Inc | 3.73% | 0.62% | 3.11% |
| PLTRPalantir Technologies Inc. | 3.58% | 0.56% | 3.02% |
| HCAHca Healthcare Inc. | 3.65% | 0.08% | 3.57% |
63.8% of CLUB is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CLUB or VTI?
CLUB has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option, by $72 a year on a $10,000 investment.
What is the holdings overlap between CLUB and VTI?
63.8% of CLUB's money is in holdings VTI also owns. 26.5% of VTI's is in holdings CLUB also owns. They hold 19 positions in common, counted across the 30 positions we hold weights for in CLUB and 3,464 in VTI.
Which pays a higher dividend, CLUB or VTI?
CLUB yields 0.08% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than CLUB?
VTI has a lower expense ratio. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 35.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.