CPTL vs SCHD
Global X Morningstar Capital Allocation Leaders ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. CPTL offers more diversification with 127 holdings.
Side-by-Side Comparison
| Metric | CPTL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.06% | |
| AUM | $114M | $103.7B | |
| Dividend Yield | 2.42% | 3.31% | |
| Holdings | 145 | 104 | |
| YTD Return | +14.37% | +25.58% | |
| 1Y Return | +21.86% | +31.06% | |
| 3Y Return (annualized) | +18.26% | +15.55% | |
| 5Y Return (annualized) | +10.18% | +9.61% | |
| Volatility (annualized) | 15.8% | 13.6% | |
| Max Drawdown | -36.2% | -33.4% | |
| Fund Family | Global X by mirae Asset | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 11, 2016 | Oct 20, 2011 |
CPTL vs SCHD Performance
Global X Morningstar Capital Allocation Leaders ETF (CPTL) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CPTL returned +21.86% while SCHD returned +31.06%. Year to date, CPTL is up 14.37% versus a gain of 25.58% for SCHD.
Over three years, CPTL compounded at +18.26% per year against +15.55% for SCHD; over five years the annualized figures are +10.18% and +9.61% respectively. Across the full 10-year window we track, CPTL has the edge at +13.17% annualized vs +11.46%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CPTL has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.2% for CPTL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CPTL charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, CPTL currently yields 2.42% against 3.31% for SCHD.
Holdings Overlap
CPTL and SCHD share 23 holdings out of 204 unique holdings combined, representing a 12.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CPTL or SCHD?
CPTL has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.
Which performed better, CPTL or SCHD?
Over the past year CPTL returned +21.86% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), CPTL annualized +13.17% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, CPTL or SCHD?
CPTL has been the more volatile fund at 15.8% annualized versus 13.6% for SCHD. Worst drawdown: CPTL -36.2% vs SCHD -33.4%.
Should I hold both CPTL and SCHD?
CPTL and SCHD have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CPTL and SCHD?
CPTL and SCHD share 23 common holdings with a 12.6% weight overlap. Combined, they hold 204 unique securities.
Which pays a higher dividend, CPTL or SCHD?
CPTL yields 2.42% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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