CPTL vs VTI

CPTL vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricCPTLVTIWinner
Expense Ratio0.35%0.03%
AUM$121M$666.9B
Dividend Yield2.37%1.07%
Holdings1463,543
YTD Return+12.41%+12.65%
1Y Return+19.51%+21.39%
3Y Return (annualized)+18.41%+21.54%
5Y Return (annualized)+9.84%+12.11%
Volatility (annualized)15.8%15.3%
Max Drawdown-36.2%-56.6%
Fund FamilyGlobal X by mirae AssetVanguard (US)
CategoryEquityEquity
InceptionJul 11, 2016May 24, 2001

CPTL vs VTI Performance

Global X Morningstar Capital Allocation Leaders ETF (CPTL) is a ETF from Global X by mirae Asset and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CPTL returned +19.51% while VTI returned +21.39%. Year to date, CPTL is up 12.41% versus a gain of 12.65% for VTI.

Over three years, CPTL compounded at +18.41% per year against +21.54% for VTI; over five years the annualized figures are +9.84% and +12.11% respectively. Across the full 10-year window we track, CPTL has the edge at +12.94% annualized vs +8.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CPTL has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -36.2% for CPTL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

CPTL charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, CPTL currently yields 2.37% against 1.07% for VTI.

Holdings Overlap

19.3%overlap

CPTL and VTI share 118 holdings out of 2796 unique holdings combined, representing a 19.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CPTLWeight in VTIDifference
CSCO6.56%0.57%5.99%
DT5.56%0.02%5.54%
ABBV4.87%0.61%4.26%
OCProProPro
CATProProPro
LYVProProPro
JPMProProPro
UNHProProPro
JNJProProPro
VProProPro
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Frequently Asked Questions

Which is cheaper, CPTL or VTI?

CPTL has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, CPTL or VTI?

Over the past year CPTL returned +19.51% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), CPTL annualized +12.94% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, CPTL or VTI?

CPTL has been the more volatile fund at 15.8% annualized versus 15.3% for VTI. Worst drawdown: CPTL -36.2% vs VTI -56.6%.

Should I hold both CPTL and VTI?

CPTL and VTI have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between CPTL and VTI?

CPTL and VTI share 118 common holdings with a 19.3% weight overlap. Combined, they hold 2796 unique securities.

Which pays a higher dividend, CPTL or VTI?

CPTL yields 2.37% while VTI yields 1.07%, so CPTL currently pays the higher dividend yield.

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