DFSU vs QQQ
Dimensional US Sustainability Core 1 ETF vs Invesco QQQ Trust, Series 1
Which is better, DFSU or QQQ?
QQQ has been ahead.
DFSU has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. DFSU is less concentrated, with 32.3% of the fund in its ten largest positions against 46.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DFSU | QQQ |
|---|---|---|
| Expense Ratio | 0.15%Best | 0.18% |
| AUM | $2.3B | $483.5B |
| Dividend Yield | 0.82% | 0.44% |
| Holdings | 1,951 | 107 |
| YTD Return | +10.27% | +16.87%Best |
| 1Y Return | +14.21% | +22.98%Best |
| 3Y Return (annualized) | +19.59% | +24.98%Best |
| 5Y Return (annualized) | - | +14.39% |
| Volatility (annualized) | 13.8%Best | 18.3% |
| Max Drawdown | -19.9%Best | -22.8% |
| $10,000 over 3.9 years | $20,131 | $27,830Best |
| Top 10 Weight | 32.3%Best | 46.5% |
| Fund Family | Dimensional | Invesco (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Growth |
| Inception | Nov 1, 2022 | Mar 10, 1999 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Nov 2, 2022 to Sep 11, 2026 (3.9 years).
DFSU vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
DFSU vs QQQ Performance
Dimensional US Sustainability Core 1 ETF (DFSU) is an ETF from Dimensional and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year DFSU returned +14.21% while QQQ returned +22.98%. Year to date, DFSU is up 10.27% versus a gain of 16.87% for QQQ.
Over three years, DFSU compounded at +19.59% per year against +24.98% for QQQ. Across the full 4-year window we track, QQQ has the edge at +30.01% annualized vs +19.65%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 18.3% compared with 13.8% for DFSU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.9% for DFSU and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DFSU charges 0.15% per year while QQQ charges 0.18%. On a $10,000 position that is $15 vs $18 annually, a gap of $3 per year that compounds over a long holding period. On income, DFSU currently yields 0.82% against 0.44% for QQQ.
Holdings Overlap
40.5% of DFSU's money is in holdings QQQ also owns. 83.0% of QQQ's money is in holdings DFSU also owns.
Most of QQQ is already inside DFSU. Owning both mostly buys the same companies twice.
76 positions in common, counted across the 1,929 positions we hold weights for in DFSU and 102 in QQQ, against full books of 1,951 and 107.
What only one of them owns
Our book lists 19 positions for QQQ that do not appear in our book for DFSU (14.0% of the fund), and 1,049 for DFSU that do not appear in QQQ (57.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DFSU | Weight in QQQ | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 6.86% | 8.44% | 1.58% |
| AAPLApple, Inc | 6.17% | 7.27% | 1.10% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 3.19% | 5.76% | 2.57% |
| AMZNAmazon.Com Inc | 3.24% | 4.67% | 1.43% |
| METAMeta Platforms, Inc. | 3.15% | 2.78% | 0.37% |
| GOOGLAlphabet A Usd 0.001 | 2.37% | 3.36% | 0.99% |
| AVGOBroadcom Inc | 2.37% | 3.16% | 0.79% |
| GOOGAlphabet Inc | 1.92% | 3.13% | 1.21% |
| AMDAdvanced Micro Devices Inc. | 0.48% | 3.45% | 2.97% |
| TSLATesla Inc | 0.72% | 2.56% | 1.84% |
83.0% of QQQ is already inside DFSU.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DFSU or QQQ?
DFSU has an expense ratio of 0.15% while QQQ charges 0.18%. DFSU is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, DFSU or QQQ?
Over the past year DFSU returned +14.21% vs +22.98% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), DFSU annualized +19.65% vs +30.01% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DFSU or QQQ?
QQQ has been the more volatile fund at 18.3% annualized versus 13.8% for DFSU. Worst drawdown: DFSU -19.9% vs QQQ -22.8%.
Should I hold both DFSU and QQQ?
DFSU and QQQ have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between DFSU and QQQ?
83.0% of QQQ's money is in holdings DFSU also owns. 83.0% of QQQ's is in holdings DFSU also owns. They hold 76 positions in common, counted across the 1,929 positions we hold weights for in DFSU and 102 in QQQ.
Which pays a higher dividend, DFSU or QQQ?
DFSU yields 0.82% while QQQ yields 0.44%, so DFSU currently pays the higher dividend yield.
Is QQQ better than DFSU?
DFSU has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. DFSU is less concentrated, with 32.3% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.