DFSU vs VOO

DFSU vs VOO

Which is better, DFSU or VOO?

Large Cap Growth against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.97. DFSU is less concentrated, with 31.8% of the fund in its ten largest positions against 37.6%.

Lower Fees: VOOHigher Returns: VOOLess Concentrated: DFSU

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDFSUVOO
Expense Ratio0.15%0.03%Best
AUM$2.3B$997.4B
Dividend Yield0.82%1.04%
Holdings1,951509
YTD Return+9.41%+11.48%Best
1Y Return+13.47%+15.94%Best
3Y Return (annualized)+19.48%+21.01%Best
5Y Return (annualized)-+12.66%
Volatility (annualized)13.8%13.0%Best
Max Drawdown-19.9%-18.7%Best
$10,000 over 3.9 years$19,935$21,420Best
Top 10 Weight31.8%Best37.6%
Fund FamilyDimensionalVanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionNov 1, 2022Sep 7, 2010

Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Nov 2, 2022 to Sep 15, 2026 (3.9 years).

DFSU vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.

DFSU vs VOO Performance

Dimensional US Sustainability Core 1 ETF (DFSU) is an ETF from Dimensional and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year DFSU returned +13.47% while VOO returned +15.94%. Year to date, DFSU is up 9.41% versus a gain of 11.48% for VOO.

Over three years, DFSU compounded at +19.48% per year against +21.01% for VOO. Across the full 4-year window we track, VOO has the edge at +21.57% annualized vs +19.35%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DFSU has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 13.0% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.9% for DFSU and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DFSU charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, DFSU currently yields 0.82% against 1.04% for VOO.

Holdings Overlap

DFSU already in VOO80.3%
VOO already in DFSU84.4%

80.3% of DFSU's money is in holdings VOO also owns. 84.4% of VOO's money is in holdings DFSU also owns.

Most of VOO is already inside DFSU. Owning both mostly buys the same companies twice.

367 positions in common, counted across the 1,938 positions we hold weights for in DFSU and 494 in VOO, against full books of 1,951 and 509.

What only one of them owns

Our book lists 125 positions for VOO that do not appear in our book for DFSU (15.0% of the fund), and 762 for DFSU that do not appear in VOO (17.5%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in DFSUWeight in VOODifference
NVDANvidia Corp6.97%7.55%0.58%
AAPLApple, Inc6.34%7.05%0.71%
MSFTMicrosoft Corp3.34%5.36%2.02%
AMZNAmazon.Com Inc3.12%4.13%1.01%
GOOGLAlphabet Inc,class A2.22%3.24%1.02%
AVGOBroadcom Inc2.15%2.86%0.71%
METAMeta Platforms Inc2.82%1.90%0.92%
GOOGAlphabet Inc1.79%2.62%0.83%
JPMJpmorgan Chase1.61%1.46%0.15%
LLYEli Lilly & Co.1.39%1.41%0.02%

84.4% of VOO is already inside DFSU.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

DFSUVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, DFSU or VOO?

DFSU has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option, by $12 a year on a $10,000 investment.

Which performed better, DFSU or VOO?

Over the past year DFSU returned +13.47% vs +15.94% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), DFSU annualized +19.35% vs +21.57% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, DFSU or VOO?

DFSU has been the more volatile fund at 13.8% annualized versus 13.0% for VOO. Worst drawdown: DFSU -19.9% vs VOO -18.7%.

Should I hold both DFSU and VOO?

DFSU and VOO have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between DFSU and VOO?

84.4% of VOO's money is in holdings DFSU also owns. 84.4% of VOO's is in holdings DFSU also owns. They hold 367 positions in common, counted across the 1,938 positions we hold weights for in DFSU and 494 in VOO.

Which pays a higher dividend, DFSU or VOO?

DFSU yields 0.82% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.

Is VOO better than DFSU?

VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.97. DFSU is less concentrated, with 31.8% of the fund in its ten largest positions against 37.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.