DFSU vs IVV
Dimensional US Sustainability Core 1 ETF vs iShares Core S&P 500 ETF
Which is better, DFSU or IVV?
Large Cap Growth against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.97. DFSU is less concentrated, with 31.8% of the fund in its ten largest positions against 37.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DFSU | IVV |
|---|---|---|
| Expense Ratio | 0.15% | 0.03%Best |
| AUM | $2.3B | $876.4B |
| Dividend Yield | 0.82% | 1.06% |
| Holdings | 1,951 | 508 |
| YTD Return | +8.81% | +11.03%Best |
| 1Y Return | +12.89% | +15.62%Best |
| 3Y Return (annualized) | +19.24% | +20.81%Best |
| 5Y Return (annualized) | - | +12.61% |
| Volatility (annualized) | 13.8% | 13.0%Best |
| Max Drawdown | -19.9% | -18.8%Best |
| $10,000 over 3.9 years | $19,811 | $21,324Best |
| Top 10 Weight | 31.8%Best | 37.8% |
| Fund Family | Dimensional | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Nov 1, 2022 | May 15, 2000 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Nov 2, 2022 to Sep 16, 2026 (3.9 years).
DFSU vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
DFSU vs IVV Performance
Dimensional US Sustainability Core 1 ETF (DFSU) is an ETF from Dimensional and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year DFSU returned +12.89% while IVV returned +15.62%. Year to date, DFSU is up 8.81% versus a gain of 11.03% for IVV.
Over three years, DFSU compounded at +19.24% per year against +20.81% for IVV. Across the full 4-year window we track, IVV has the edge at +21.43% annualized vs +19.16%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DFSU has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 13.0% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.9% for DFSU and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DFSU charges 0.15% per year while IVV charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, DFSU currently yields 0.82% against 1.06% for IVV.
Holdings Overlap
80.1% of DFSU's money is in holdings IVV also owns. 84.3% of IVV's money is in holdings DFSU also owns.
Most of IVV is already inside DFSU. Owning both mostly buys the same companies twice.
366 positions in common, counted across the 1,938 positions we hold weights for in DFSU and 490 in IVV, against full books of 1,951 and 508.
What only one of them owns
Our book lists 118 positions for IVV that do not appear in our book for DFSU (14.4% of the fund), and 761 for DFSU that do not appear in IVV (17.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DFSU | Weight in IVV | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.97% | 8.07% | 1.10% |
| AAPLApple, Inc | 6.34% | 7.02% | 0.68% |
| MSFTMicrosoft Corp | 3.34% | 5.69% | 2.35% |
| AMZNAmazon.Com Inc | 3.12% | 3.84% | 0.72% |
| GOOGLAlphabet Inc,class A | 2.22% | 3.00% | 0.78% |
| AVGOBroadcom Inc | 2.15% | 2.65% | 0.50% |
| METAMeta Platforms Inc | 2.82% | 1.90% | 0.92% |
| GOOGAlphabet Inc | 1.79% | 2.39% | 0.60% |
| JPMJpmorgan Chase | 1.61% | 1.44% | 0.17% |
| LLYEli Lilly & Co. | 1.39% | 1.38% | 0.01% |
84.3% of IVV is already inside DFSU.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DFSU or IVV?
DFSU has an expense ratio of 0.15% while IVV charges 0.03%. IVV is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, DFSU or IVV?
Over the past year DFSU returned +12.89% vs +15.62% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (4 years), DFSU annualized +19.16% vs +21.43% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DFSU or IVV?
DFSU has been the more volatile fund at 13.8% annualized versus 13.0% for IVV. Worst drawdown: DFSU -19.9% vs IVV -18.8%.
Should I hold both DFSU and IVV?
DFSU and IVV have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between DFSU and IVV?
84.3% of IVV's money is in holdings DFSU also owns. 84.3% of IVV's is in holdings DFSU also owns. They hold 366 positions in common, counted across the 1,938 positions we hold weights for in DFSU and 490 in IVV.
Which pays a higher dividend, DFSU or IVV?
DFSU yields 0.82% while IVV yields 1.06%, so IVV currently pays the higher dividend yield.
Is IVV better than DFSU?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.97. DFSU is less concentrated, with 31.8% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.