DIVL vs VYM

DIVL vs VYM

Which is better, DIVL or VYM?

VYM has been ahead.

VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.93. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 40.5%.

Lower Fees: VYMHigher Returns: VYMLess Concentrated: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDIVLVYM
Expense Ratio0.65%0.04%Best
AUM$62M$81.6B
Dividend Yield1.74%2.22%
Holdings40613
YTD Return+8.66%+11.47%Best
1Y Return+9.56%+15.94%Best
3Y Return (annualized)+11.21%+18.03%Best
5Y Return (annualized)-+12.35%
Volatility (annualized)11.9%11.0%Best
Max Drawdown-14.1%Best-14.5%
$10,000 over 3.1 years$13,317$16,136Best
Top 10 Weight40.5%26.1%Best
Fund FamilyMadison FundsVanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionAug 14, 2023Nov 10, 2006

Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Aug 15, 2023 to Sep 21, 2026 (3.1 years).

DIVL vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.

DIVL vs VYM Performance

Madison Dividend Value ETF (DIVL) is an ETF from Madison Funds and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year DIVL returned +9.56% while VYM returned +15.94%. Year to date, DIVL is up 8.66% versus a gain of 11.47% for VYM.

Over three years, DIVL compounded at +11.21% per year against +18.03% for VYM.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DIVL has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 11.0% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.1% for DIVL and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DIVL charges 0.65% per year while VYM charges 0.04%. On a $10,000 position that is $65 vs $4 annually, a gap of $61 per year that compounds over a long holding period. On income, DIVL currently yields 1.74% against 2.22% for VYM.

Holdings Overlap

DIVL already in VYM95.5%
VYM already in DIVL30.1%

95.5% of DIVL's money is in holdings VYM also owns. 30.1% of VYM's money is in holdings DIVL also owns.

Most of DIVL is already inside VYM. Owning both mostly buys the same companies twice.

35 positions in common, counted across the 37 positions we hold weights for in DIVL and 557 in VYM, against full books of 40 and 613.

What only one of them owns

Measured across the 37 and 557 positions we hold weights for.

VYM holds 493 positions DIVL does not, 67.0% of the fund.

Largest: AVGO 7.35%, CSCO 1.86%, UNH 1.52%, CAT 1.50%, MRK 1.31%

Top Shared Holdings

StockWeight in DIVLWeight in VYMDifference
JNJJohnson & Johnson - Common5.64%2.51%3.13%
XOMExxon Mobil Corp.5.02%2.63%2.39%
JPMJpmorgan Chase2.82%3.82%1.00%
CVXChevron Corp5.13%1.48%3.65%
ABBVAbbvie Inc.3.64%1.80%1.84%
PGProcter & Gamble Company3.30%1.37%1.93%
BACBank of America Corp.: Financials2.92%1.66%1.26%
NEENextera Energy Inc3.71%0.74%2.97%
KOCoca Cola Co.2.93%1.38%1.55%
COPConocophillips Common Stock USD 0.013.66%0.60%3.06%

95.5% of DIVL is already inside VYM.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

DIVLVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, DIVL or VYM?

DIVL has an expense ratio of 0.65% while VYM charges 0.04%. VYM is the cheaper option, by $61 a year on a $10,000 investment.

Which performed better, DIVL or VYM?

Over the past year DIVL returned +9.56% vs +15.94% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, DIVL or VYM?

DIVL has been the more volatile fund at 11.9% annualized versus 11.0% for VYM. Worst drawdown: DIVL -14.1% vs VYM -14.5%.

Should I hold both DIVL and VYM?

DIVL and VYM have a monthly-return correlation of 0.93, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between DIVL and VYM?

95.5% of DIVL's money is in holdings VYM also owns. 30.1% of VYM's is in holdings DIVL also owns. They hold 35 positions in common, counted across the 37 positions we hold weights for in DIVL and 557 in VYM.

Which pays a higher dividend, DIVL or VYM?

DIVL yields 1.74% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than DIVL?

VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.93. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 40.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.