DYNF vs SCHD
iShares US Equity Factor Rotation Active ETF vs Schwab US Dividend Equity ETF
Which is better, DYNF or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. DYNF led over 3Y, 5Y and the full window, SCHD over 1Y. DYNF is less concentrated, with 40.3% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DYNF | SCHD |
|---|---|---|
| Expense Ratio | 0.26% | 0.06%Best |
| AUM | $41.2B | $112.1B |
| Dividend Yield | 0.78% | 3.00% |
| Holdings | 229 | 103 |
| YTD Return | +15.79% | +21.73%Best |
| 1Y Return | +20.44% | +26.35%Best |
| 3Y Return (annualized) | +27.65%Best | +16.02% |
| 5Y Return (annualized) | +15.58%Best | +9.26% |
| Volatility (annualized) | 16.7% | 16.5%Best |
| Max Drawdown | -34.7% | -33.4%Best |
| $10,000 over 5 years | $20,626Best | $15,571 |
| Top 10 Weight | 40.3%Best | 41.8% |
| Fund Family | BlackRock, Inc. (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Mar 19, 2019 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Mar 21, 2019 to Sep 25, 2026 (7.5 years).
DYNF vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.5 years both funds cover.
DYNF vs SCHD Performance
iShares US Equity Factor Rotation Active ETF (DYNF) is an ETF from BlackRock, Inc. (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DYNF returned +20.44% while SCHD returned +26.35%. Year to date, DYNF is up 15.79% versus a gain of 21.73% for SCHD.
Over three years, DYNF compounded at +27.65% per year against +16.02% for SCHD; over five years the annualized figures are +15.58% and +9.26% respectively. Across the full 8-year window we track, DYNF has the edge at +16.19% annualized vs +11.77%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DYNF has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 16.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.7% for DYNF and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DYNF charges 0.26% per year while SCHD charges 0.06%. On a $10,000 position that is $26 vs $6 annually, a gap of $20 per year that compounds over a long holding period. On income, DYNF currently yields 0.78% against 3.00% for SCHD.
Holdings Overlap
4.0% of DYNF's money is in holdings SCHD also owns. 68.6% of SCHD's money is in holdings DYNF also owns.
The two portfolios partly overlap.
24 positions in common, counted across the 249 positions we hold weights for in DYNF and 100 in SCHD, against full books of 229 and 103.
What only one of them owns
Our book lists 75 positions for SCHD that do not appear in our book for DYNF (31.4% of the fund), and 205 for DYNF that do not appear in SCHD (95.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DYNF | Weight in SCHD | Difference |
|---|---|---|---|
| CVXChevron Corp | 1.49% | 4.02% | 2.53% |
| VZVerizon Communic | 0.82% | 3.97% | 3.15% |
| MRKMerck & Company Inc | 0.02% | 4.77% | 4.75% |
| AMGNAmgen Inc. | 0.05% | 4.70% | 4.65% |
| ABTAbbott Laboratories | 0.02% | 4.69% | 4.67% |
| UNHUnitedhealth Group Incorporated | 0.45% | 3.82% | 3.37% |
| KOCoca Cola Co. | 0.06% | 4.17% | 4.11% |
| PGProcter & Gamble Company | 0.19% | 3.83% | 3.64% |
| HDHome Depot Inc/The | 0.02% | 3.88% | 3.86% |
| PEPPepsico Inc. | 0.11% | 3.64% | 3.53% |
68.6% of SCHD is already inside DYNF.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DYNF or SCHD?
DYNF has an expense ratio of 0.26% while SCHD charges 0.06%. SCHD is the cheaper option, by $20 a year on a $10,000 investment.
Which performed better, DYNF or SCHD?
Over the past year DYNF returned +20.44% vs +26.35% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), DYNF annualized +16.19% vs +11.77% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DYNF or SCHD?
DYNF has been the more volatile fund at 16.7% annualized versus 16.5% for SCHD. Worst drawdown: DYNF -34.7% vs SCHD -33.4%.
Should I hold both DYNF and SCHD?
DYNF and SCHD have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between DYNF and SCHD?
68.6% of SCHD's money is in holdings DYNF also owns. 68.6% of SCHD's is in holdings DYNF also owns. They hold 24 positions in common, counted across the 249 positions we hold weights for in DYNF and 100 in SCHD.
Which pays a higher dividend, DYNF or SCHD?
DYNF yields 0.78% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DYNF?
SCHD has a lower expense ratio. DYNF led over 3Y, 5Y and the full window, SCHD over 1Y. DYNF is less concentrated, with 40.3% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.