DYNF vs SCHD
DYNF vs SCHD
iShares US Equity Factor Rotation Active ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. DYNF offers more diversification with 188 holdings.
Side-by-Side Comparison
| Metric | DYNF | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.26% | 0.06% | |
| AUM | $38.2B | $103.7B | |
| Dividend Yield | 0.79% | 3.31% | |
| Holdings | 189 | 104 | |
| YTD Return | +15.47% | +24.26% | |
| 1Y Return | +25.95% | +31.38% | |
| 3Y Return (annualized) | +25.28% | +15.08% | |
| 5Y Return (annualized) | +15.44% | +9.72% | |
| Volatility (annualized) | 16.8% | 13.6% | |
| Max Drawdown | -34.7% | -33.4% | |
| Fund Family | BlackRock, Inc. (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 19, 2019 | Oct 20, 2011 |
DYNF vs SCHD Performance
iShares US Equity Factor Rotation Active ETF (DYNF) is a ETF from BlackRock, Inc. (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DYNF returned +25.95% while SCHD returned +31.38%. Year to date, DYNF is up 15.47% versus a gain of 24.26% for SCHD.
Over three years, DYNF compounded at +25.28% per year against +15.08% for SCHD; over five years the annualized figures are +15.44% and +9.72% respectively. Across the full 7-year window we track, DYNF has the edge at +16.46% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DYNF has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.7% for DYNF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DYNF charges 0.26% per year while SCHD charges 0.06%. On a $10,000 position that is $26 vs $6 annually, a gap of $20 per year that compounds over a long holding period. On income, DYNF currently yields 0.79% against 3.31% for SCHD.
Holdings Overlap
DYNF and SCHD share 11 holdings out of 277 unique holdings combined, representing a 1.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in DYNF | Weight in SCHD | Difference |
|---|---|---|---|
| UNH | 0.14% | 4.54% | 4.40% |
| VZ | 0.87% | 3.68% | 2.81% |
| HD | 0.23% | 4.16% | 3.93% |
| PG | Pro | Pro | Pro |
| TXN | Pro | Pro | Pro |
| MO | Pro | Pro | Pro |
| LMT | Pro | Pro | Pro |
| ADP | Pro | Pro | Pro |
| CMCSA | Pro | Pro | Pro |
| UPS | Pro | Pro | Pro |
See all 10 holdings DYNF shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, DYNF or SCHD?
DYNF has an expense ratio of 0.26% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $20 per year of difference.
Which performed better, DYNF or SCHD?
Over the past year DYNF returned +25.95% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), DYNF annualized +16.46% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, DYNF or SCHD?
DYNF has been the more volatile fund at 16.8% annualized versus 13.6% for SCHD. Worst drawdown: DYNF -34.7% vs SCHD -33.4%.
Should I hold both DYNF and SCHD?
DYNF and SCHD have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DYNF and SCHD?
DYNF and SCHD share 11 common holdings with a 1.6% weight overlap. Combined, they hold 277 unique securities.
Which pays a higher dividend, DYNF or SCHD?
DYNF yields 0.79% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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