FCTE vs SPY

FCTE vs SPY

Which is better, FCTE or SPY?

Large Cap Growth against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y and the full window. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 51.6%.

Lower Fees: SPYHigher Returns: SPYLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFCTESPY
Expense Ratio0.85%0.09%Best
AUM$240M$814.4B
Dividend Yield0.08%1.01%
Holdings21505
YTD Return+13.74%+13.78%Best
1Y Return+10.42%+21.44%Best
3Y Return (annualized)-+21.38%
5Y Return (annualized)-+12.80%
Volatility (annualized)15.1%12.1%Best
Max Drawdown-19.7%-18.8%Best
$10,000 over 2.2 years$11,681$14,487Best
Top 10 Weight51.6%38.0%Best
Fund Family3FourteenSMIState Street Investment Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionJul 2, 2024Jan 22, 1993

Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jul 2, 2024 to Sep 3, 2026 (2.2 years).

FCTE vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.

FCTE vs SPY Performance

SMI 3Fourteen Full-Cycle Trend ETF (FCTE) is an ETF from 3FourteenSMI and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year FCTE returned +10.42% while SPY returned +21.44%. Year to date, FCTE is up 13.74% versus a gain of 13.78% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FCTE has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 12.1% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.7% for FCTE and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.

Fees and Cost Over Time

FCTE charges 0.85% per year while SPY charges 0.09%. On a $10,000 position that is $85 vs $9 annually, a gap of $76 per year that compounds over a long holding period. On income, FCTE currently yields 0.08% against 1.01% for SPY.

Holdings Overlap

FCTE already in SPY100.0%
SPY already in FCTE12.8%

100.0% of FCTE's money is in holdings SPY also owns. 12.8% of SPY's money is in holdings FCTE also owns.

Most of FCTE is already inside SPY. Owning both mostly buys the same companies twice.

20 positions in common, counted across the 20 positions we hold weights for in FCTE and 504 in SPY, against full books of 21 and 505.

What only one of them owns

Measured across the 20 and 504 positions we hold weights for.

SPY holds 476 positions FCTE does not, 86.6% of the fund.

Largest: NVDA 7.71%, AAPL 6.83%, AMZN 4.08%, GOOGL 3.33%, AVGO 2.97%

Top Shared Holdings

StockWeight in FCTEWeight in SPYDifference
MSFTMicrosoft Corp 4.100 Feb 06 374.96%5.50%0.54%
METAMeta Platform Inc 4.89%1.94%2.95%
LLYEli Lilly & Co.4.93%1.33%3.60%
LRCXLrcx Uw Equity5.62%0.60%5.02%
JNJJohnson & Johnson - Common4.89%0.92%3.97%
AMATApplied Materials, Inc.5.03%0.65%4.38%
JBLJabil, Inc.5.61%0.05%5.56%
ANETArista Networks Inc Common Stock5.34%0.30%5.04%
APHAmphenol Corp. Class A5.06%0.32%4.74%
TXNTexas Instrument Inc4.88%0.39%4.49%

100.0% of FCTE is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

FCTESPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FCTE or SPY?

FCTE has an expense ratio of 0.85% while SPY charges 0.09%. SPY is the cheaper option, by $76 a year on a $10,000 investment.

Which performed better, FCTE or SPY?

Over the past year FCTE returned +10.42% vs +21.44% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), FCTE annualized +7.32% vs +18.35% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FCTE or SPY?

FCTE has been the more volatile fund at 15.1% annualized versus 12.1% for SPY. Worst drawdown: FCTE -19.7% vs SPY -18.8%.

Should I hold both FCTE and SPY?

FCTE and SPY have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FCTE and SPY?

100.0% of FCTE's money is in holdings SPY also owns. 12.8% of SPY's is in holdings FCTE also owns. They hold 20 positions in common, counted across the 20 positions we hold weights for in FCTE and 504 in SPY.

Which pays a higher dividend, FCTE or SPY?

FCTE yields 0.08% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

Is SPY better than FCTE?

SPY has a lower expense ratio. SPY led over 1Y and the full window. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 51.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.