FCTE vs VTI
SMI 3Fourteen Full-Cycle Trend ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FCTE or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 51.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FCTE | VTI |
|---|---|---|
| Expense Ratio | 0.85% | 0.03%Best |
| AUM | $240M | $666.9B |
| Dividend Yield | 0.08% | 1.03% |
| Holdings | 21 | 3,543 |
| YTD Return | +15.19%Best | +13.14% |
| 1Y Return | +8.68% | +16.63%Best |
| 3Y Return (annualized) | - | +22.30% |
| 5Y Return (annualized) | - | +12.01% |
| Volatility (annualized) | 15.1% | 12.4%Best |
| Max Drawdown | -19.7% | -19.3%Best |
| $10,000 over 2.2 years | $11,782 | $14,315Best |
| Top 10 Weight | 51.0% | 33.3%Best |
| Fund Family | 3FourteenSMI | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Jul 2, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jul 2, 2024 to Sep 23, 2026 (2.2 years).
FCTE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.
FCTE vs VTI Performance
SMI 3Fourteen Full-Cycle Trend ETF (FCTE) is an ETF from 3FourteenSMI and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FCTE returned +8.68% while VTI returned +16.63%. Year to date, FCTE is up 15.19% versus a gain of 13.14% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FCTE has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 12.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.7% for FCTE and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.61. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FCTE charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, FCTE currently yields 0.08% against 1.03% for VTI.
Holdings Overlap
100.0% of FCTE's money is in holdings VTI also owns. 18.2% of VTI's money is in holdings FCTE also owns.
Most of FCTE is already inside VTI. Owning both mostly buys the same companies twice.
26 positions in common, counted across the 26 positions we hold weights for in FCTE and 3,463 in VTI, against full books of 21 and 3,543.
What only one of them owns
Measured across the 26 and 3,463 positions we hold weights for.
VTI holds 1,124 positions FCTE does not, 79.2% of the fund.
Largest: NVDA 6.40%, AMZN 3.65%, GOOGL 2.90%, AVGO 2.56%, GOOG 2.31%
Top Shared Holdings
| Stock | Weight in FCTE | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 5.24% | 6.29% | 1.05% |
| LLYEli Lilly & Co. | 5.07% | 1.35% | 3.72% |
| JNJJohnson & Johnson - Common | 5.16% | 0.86% | 4.30% |
| APHAmphenol Corp. Class A | 5.23% | 0.27% | 4.96% |
| AMATApplied Materials, Inc. | 4.90% | 0.56% | 4.34% |
| LRCXLrcx Uw Equity | 4.88% | 0.51% | 4.37% |
| TXNTexas Instrument Inc | 4.92% | 0.35% | 4.57% |
| ANETArista Networks Inc Common Stock | 4.92% | 0.27% | 4.65% |
| EBAYEbay Inc. | 5.11% | 0.07% | 5.04% |
| GWWWw Grainger Inc. | 5.09% | 0.09% | 5.00% |
100.0% of FCTE is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FCTE or VTI?
FCTE has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option, by $82 a year on a $10,000 investment.
Which performed better, FCTE or VTI?
Over the past year FCTE returned +8.68% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), FCTE annualized +7.74% vs +17.71% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FCTE or VTI?
FCTE has been the more volatile fund at 15.1% annualized versus 12.4% for VTI. Worst drawdown: FCTE -19.7% vs VTI -19.3%.
Should I hold both FCTE and VTI?
FCTE and VTI have a monthly-return correlation of 0.61, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FCTE and VTI?
100.0% of FCTE's money is in holdings VTI also owns. 18.2% of VTI's is in holdings FCTE also owns. They hold 26 positions in common, counted across the 26 positions we hold weights for in FCTE and 3,463 in VTI.
Which pays a higher dividend, FCTE or VTI?
FCTE yields 0.08% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than FCTE?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 51.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.