FDIV vs SCHV
MarketDesk Focused US Dividend ETF vs Schwab US Large-Cap Value ETF
Which is better, FDIV or SCHV?
SCHV has been ahead.
SCHV has a lower expense ratio. SCHV led over 1Y, 3Y and the full window. SCHV is less concentrated, with 20.9% of the fund in its ten largest positions against 33.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FDIV | SCHV |
|---|---|---|
| Expense Ratio | 0.35% | 0.04%Best |
| AUM | $53M | $15.2B |
| Dividend Yield | 2.34% | 1.77% |
| Holdings | 224 | 560 |
| YTD Return | -0.16% | +15.45%Best |
| 1Y Return | +3.17% | +20.66%Best |
| 3Y Return (annualized) | +6.79% | +19.59%Best |
| 5Y Return (annualized) | - | +10.81% |
| Volatility (annualized) | 12.8% | 12.0%Best |
| Max Drawdown | -18.6% | -15.3%Best |
| $10,000 over 3.1 years | $11,712 | $16,512Best |
| Top 10 Weight | 33.0% | 20.9%Best |
| Fund Family | MarketDesk Indices | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Sep 19, 2023 | Dec 11, 2009 |
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Sep 20, 2023 to Oct 12, 2026 (3.1 years).
FDIV vs SCHV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.
FDIV vs SCHV Performance
MarketDesk Focused US Dividend ETF (FDIV) is an ETF from MarketDesk Indices and Schwab US Large-Cap Value ETF (SCHV) is an ETF from Charles Schwab Asset Management. Over the past year FDIV returned +3.17% while SCHV returned +20.66%. Year to date, FDIV is down 0.16% versus a gain of 15.45% for SCHV.
Over three years, FDIV compounded at +6.79% per year against +19.59% for SCHV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDIV has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 12.0% for SCHV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.6% for FDIV and -15.3% for SCHV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FDIV charges 0.35% per year while SCHV charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, FDIV currently yields 2.34% against 1.77% for SCHV.
Holdings Overlap
59.5% of FDIV's money is in holdings SCHV also owns. 22.8% of SCHV's money is in holdings FDIV also owns.
The two portfolios partly overlap.
80 positions in common, counted across the 111 positions we hold weights for in FDIV and 555 in SCHV, against full books of 224 and 560.
What only one of them owns
Our book lists 460 positions for SCHV that do not appear in our book for FDIV (76.2% of the fund), and 26 for FDIV that do not appear in SCHV (37.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FDIV | Weight in SCHV | Difference |
|---|---|---|---|
| XOMExxonmobil Holdings Corp Common Stock Usd | 3.23% | 2.17% | 1.06% |
| CVXChevron Corp | 3.26% | 1.27% | 1.99% |
| KOCoca Cola Co. | 3.19% | 1.08% | 2.11% |
| PGProcter & Gamble Company | 2.93% | 1.07% | 1.86% |
| HDHome Depot Inc/The | 2.90% | 0.97% | 1.93% |
| AMATApplied Materials, Inc. | 2.51% | 1.14% | 1.37% |
| LRCXLrcx Uw Equity | 2.46% | 1.18% | 1.28% |
| APHAmphenol Corp. Class A | 1.83% | 0.65% | 1.18% |
| TAT&T Inc | 1.88% | 0.57% | 1.31% |
| NEENextera Energy Inc | 1.62% | 0.54% | 1.08% |
59.5% of FDIV is already inside SCHV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FDIV or SCHV?
FDIV has an expense ratio of 0.35% while SCHV charges 0.04%. SCHV is the cheaper option, by $31 a year on a $10,000 investment.
Which performed better, FDIV or SCHV?
Over the past year FDIV returned +3.17% vs +20.66% for SCHV, so SCHV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FDIV or SCHV?
FDIV has been the more volatile fund at 12.8% annualized versus 12.0% for SCHV. Worst drawdown: FDIV -18.6% vs SCHV -15.3%.
Should I hold both FDIV and SCHV?
FDIV and SCHV have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FDIV and SCHV?
59.5% of FDIV's money is in holdings SCHV also owns. 22.8% of SCHV's is in holdings FDIV also owns. They hold 80 positions in common, counted across the 111 positions we hold weights for in FDIV and 555 in SCHV.
Which pays a higher dividend, FDIV or SCHV?
FDIV yields 2.34% while SCHV yields 1.77%, so FDIV currently pays the higher dividend yield.
Is SCHV better than FDIV?
SCHV has a lower expense ratio. SCHV led over 1Y, 3Y and the full window. SCHV is less concentrated, with 20.9% of the fund in its ten largest positions against 33.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.