FFND vs IVV

FFND vs IVV

Which is better, FFND or IVV?

Large Cap Growth against Large Cap Blend.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. FFND is less concentrated, with 25.3% of the fund in its ten largest positions against 37.9%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: FFND

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFFNDIVV
Expense Ratio1.00%0.03%Best
AUM$99M$886.7B
Dividend Yield0.60%1.10%
Holdings91508
YTD Return+8.50%+13.39%Best
1Y Return+13.26%+20.08%Best
3Y Return (annualized)+18.65%+21.29%Best
5Y Return (annualized)+5.17%+12.88%Best
Volatility (annualized)22.7%15.8%Best
Max Drawdown-47.8%-24.5%Best
$10,000 over 5 years$12,866$18,327Best
Top 10 Weight25.3%Best37.9%
Fund FamilyThe Future FundiShares by BlackRock (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionAug 24, 2021May 15, 2000

Volatility and max drawdown are measured over the window both funds cover: Aug 24, 2021 to Sep 4, 2026 (5 years).

FFND vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.

FFND vs IVV Performance

One Global ETF (FFND) is an ETF from The Future Fund and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year FFND returned +13.26% while IVV returned +20.08%. Year to date, FFND is up 8.50% versus a gain of 13.39% for IVV.

Over three years, FFND compounded at +18.65% per year against +21.29% for IVV; over five years the annualized figures are +5.17% and +12.88% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FFND has been the more volatile fund, with annualized monthly volatility of 22.7% compared with 15.8% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -47.8% for FFND and -24.5% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FFND charges 1.00% per year while IVV charges 0.03%. On a $10,000 position that is $100 vs $3 annually, a gap of $97 per year that compounds over a long holding period. On income, FFND currently yields 0.60% against 1.10% for IVV.

Holdings Overlap

FFND already in IVV49.9%
IVV already in FFND43.8%

49.9% of FFND's money is in holdings IVV also owns. 43.8% of IVV's money is in holdings FFND also owns.

The two portfolios partly overlap.

36 positions in common, counted across the 89 positions we hold weights for in FFND and 505 in IVV, against full books of 91 and 508.

What only one of them owns

Our book lists 461 positions for IVV that do not appear in our book for FFND (55.6% of the fund), and 31 for FFND that do not appear in IVV (27.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in FFNDWeight in IVVDifference
NVDANvidia Corp.3.09%7.98%4.89%
AAPLApple, Inc4.19%6.86%2.67%
AMZNAmazon.Com Inc4.26%4.01%0.25%
MSFTMicrosoft Corp 4.100 Feb 06 372.57%5.44%2.87%
GOOGLAlphabet Inc.Class A2.74%3.19%0.45%
AVGOBroadcom Inc2.19%2.98%0.79%
METAMeta Platform Inc 1.12%1.94%0.82%
JPMJpmorgan Chase1.29%1.45%0.16%
JNJJohnson & Johnson - Common1.32%0.93%0.39%
INTCIntel Corporation1.31%0.72%0.59%

49.9% of FFND is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

FFNDIVV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FFND or IVV?

FFND has an expense ratio of 1.00% while IVV charges 0.03%. IVV is the cheaper option, by $97 a year on a $10,000 investment.

Which performed better, FFND or IVV?

Over the past year FFND returned +13.26% vs +20.08% for IVV, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FFND or IVV?

FFND has been the more volatile fund at 22.7% annualized versus 15.8% for IVV. Worst drawdown: FFND -47.8% vs IVV -24.5%.

Should I hold both FFND and IVV?

FFND and IVV have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FFND and IVV?

49.9% of FFND's money is in holdings IVV also owns. 43.8% of IVV's is in holdings FFND also owns. They hold 36 positions in common, counted across the 89 positions we hold weights for in FFND and 505 in IVV.

Which pays a higher dividend, FFND or IVV?

FFND yields 0.60% while IVV yields 1.10%, so IVV currently pays the higher dividend yield.

Is IVV better than FFND?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. FFND is less concentrated, with 25.3% of the fund in its ten largest positions against 37.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.