FFND vs VOO
One Global ETF vs Vanguard S&P 500 ETF
Which is better, FFND or VOO?
Large Cap Growth against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. FFND is less concentrated, with 25.3% of the fund in its ten largest positions against 36.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FFND | VOO |
|---|---|---|
| Expense Ratio | 1.00% | 0.03%Best |
| AUM | $99M | $997.4B |
| Dividend Yield | 0.60% | 1.08% |
| Holdings | 91 | 509 |
| YTD Return | +8.50% | +13.37%Best |
| 1Y Return | +13.26% | +20.08%Best |
| 3Y Return (annualized) | +18.65% | +21.29%Best |
| 5Y Return (annualized) | +5.17% | +12.89%Best |
| Volatility (annualized) | 22.7% | 15.7%Best |
| Max Drawdown | -47.8% | -24.5%Best |
| $10,000 over 5 years | $12,866 | $18,335Best |
| Top 10 Weight | 25.3%Best | 36.4% |
| Fund Family | The Future Fund | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Aug 24, 2021 | Sep 7, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Aug 24, 2021 to Sep 4, 2026 (5 years).
FFND vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
FFND vs VOO Performance
One Global ETF (FFND) is an ETF from The Future Fund and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year FFND returned +13.26% while VOO returned +20.08%. Year to date, FFND is up 8.50% versus a gain of 13.37% for VOO.
Over three years, FFND compounded at +18.65% per year against +21.29% for VOO; over five years the annualized figures are +5.17% and +12.89% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FFND has been the more volatile fund, with annualized monthly volatility of 22.7% compared with 15.7% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -47.8% for FFND and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FFND charges 1.00% per year while VOO charges 0.03%. On a $10,000 position that is $100 vs $3 annually, a gap of $97 per year that compounds over a long holding period. On income, FFND currently yields 0.60% against 1.08% for VOO.
Holdings Overlap
49.9% of FFND's money is in holdings VOO also owns. 41.6% of VOO's money is in holdings FFND also owns.
The two portfolios partly overlap.
The two holdings books were reported 52 days apart, FFND as of Aug 21, 2026 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
36 positions in common, counted across the 89 positions we hold weights for in FFND and 505 in VOO, against full books of 91 and 509.
What only one of them owns
Our book lists 461 positions for VOO that do not appear in our book for FFND (57.9% of the fund), and 31 for FFND that do not appear in VOO (27.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FFND | Weight in VOO | Difference |
|---|---|---|---|
| AAPLApple, Inc | 4.19% | 6.59% | 2.40% |
| NVDANvidia Corp. | 3.09% | 7.51% | 4.42% |
| AMZNAmazon.Com Inc | 4.26% | 3.62% | 0.64% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 2.57% | 4.30% | 1.73% |
| GOOGLAlphabet Inc.Class A | 2.74% | 3.25% | 0.51% |
| AVGOBroadcom Inc | 2.19% | 2.77% | 0.58% |
| METAMeta Platform Inc | 1.12% | 1.92% | 0.80% |
| JPMJpmorgan Chase | 1.29% | 1.26% | 0.03% |
| INTCIntel Corporation | 1.31% | 1.02% | 0.29% |
| JNJJohnson & Johnson - Common | 1.32% | 0.95% | 0.37% |
49.9% of FFND is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FFND or VOO?
FFND has an expense ratio of 1.00% while VOO charges 0.03%. VOO is the cheaper option, by $97 a year on a $10,000 investment.
Which performed better, FFND or VOO?
Over the past year FFND returned +13.26% vs +20.08% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FFND or VOO?
FFND has been the more volatile fund at 22.7% annualized versus 15.7% for VOO. Worst drawdown: FFND -47.8% vs VOO -24.5%.
Should I hold both FFND and VOO?
FFND and VOO have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FFND and VOO?
49.9% of FFND's money is in holdings VOO also owns. 41.6% of VOO's is in holdings FFND also owns. They hold 36 positions in common, counted across the 89 positions we hold weights for in FFND and 505 in VOO.
Which pays a higher dividend, FFND or VOO?
FFND yields 0.60% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.
Is VOO better than FFND?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. FFND is less concentrated, with 25.3% of the fund in its ten largest positions against 36.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.