FLV vs VTI
American Century Focused Large Cap Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FLV or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FLV | VTI |
|---|---|---|
| Expense Ratio | 0.42% | 0.03%Best |
| AUM | $384M | $666.9B |
| Dividend Yield | 1.51% | 1.07% |
| Holdings | 56 | 3,543 |
| YTD Return | +15.77%Best | +13.95% |
| 1Y Return | +20.29% | +21.44%Best |
| 3Y Return (annualized) | +16.73% | +21.10%Best |
| 5Y Return (annualized) | +10.00% | +11.77%Best |
| Volatility (annualized) | 13.2%Best | 15.6% |
| Max Drawdown | -15.1%Best | -25.4% |
| $10,000 over 5 years | $16,105 | $17,443Best |
| Fund Family | American Century ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Mar 31, 2020 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 2, 2020 to Sep 3, 2026 (6.4 years).
FLV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.4 years both funds cover.
FLV vs VTI Performance
American Century Focused Large Cap Value ETF (FLV) is an ETF from American Century ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FLV returned +20.29% while VTI returned +21.44%. Year to date, FLV is up 15.77% versus a gain of 13.95% for VTI.
Over three years, FLV compounded at +16.73% per year against +21.10% for VTI; over five years the annualized figures are +10.00% and +11.77% respectively. Across the full 6-year window we track, VTI has the edge at +20.30% annualized vs +15.82%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 13.2% for FLV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.1% for FLV and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FLV charges 0.42% per year while VTI charges 0.03%. On a $10,000 position that is $42 vs $3 annually, a gap of $39 per year that compounds over a long holding period. On income, FLV currently yields 1.51% against 1.07% for VTI.
Holdings Overlap
At least 89.2% of FLV's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of FLV is already inside VTI. Owning both mostly buys the same companies twice.
45 positions in common, counted across the 52 positions we hold weights for in FLV and 2,787 in VTI, against full books of 56 and 3,543.
Top Shared Holdings
| Stock | Weight in FLV | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 2.58% | 5.84% | 3.26% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 3.46% | 3.81% | 0.35% |
| AMZNAmazon.Com Inc | 3.07% | 3.17% | 0.10% |
| BRK.BBerkshire Hathaway Inc Brk/B Us Equity | 3.46% | 1.24% | 2.22% |
| JPMJpmorgan Chase | 3.25% | 1.11% | 2.14% |
| GOOGLAlphabet Inc.Class A | 1.33% | 2.88% | 1.55% |
| MMCMarsh & Mclennan Cos Inc Common Stock Usd 1 | 4.04% | 0.11% | 3.93% |
| JNJJohnson & Johnson - Common | 3.28% | 0.84% | 2.44% |
| DUKDuke Energy Corp | 3.54% | 0.14% | 3.40% |
| BDXBecton Dickinson And Co. | 3.20% | 0.06% | 3.14% |
89.2% of FLV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FLV or VTI?
FLV has an expense ratio of 0.42% while VTI charges 0.03%. VTI is the cheaper option, by $39 a year on a $10,000 investment.
Which performed better, FLV or VTI?
Over the past year FLV returned +20.29% vs +21.44% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), FLV annualized +15.82% vs +20.30% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FLV or VTI?
VTI has been the more volatile fund at 15.6% annualized versus 13.2% for FLV. Worst drawdown: FLV -15.1% vs VTI -25.4%.
Should I hold both FLV and VTI?
FLV and VTI have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FLV and VTI?
At least 89.2% of FLV's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 45 positions in common, counted across the 52 positions we hold weights for in FLV and 2,787 in VTI.
Which pays a higher dividend, FLV or VTI?
FLV yields 1.51% while VTI yields 1.07%, so FLV currently pays the higher dividend yield.
Is VTI better than FLV?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.