GGUS vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. GGUS offers more diversification with 371 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: GGUS

Side-by-Side Comparison

MetricGGUSSCHDWinner
Expense Ratio0.12%0.06%
AUM$427M$103.7B
Dividend Yield0.40%3.31%
Holdings388104
YTD Return+8.08%+26.21%
1Y Return+13.07%+29.99%
3Y Return (annualized)-+15.73%
5Y Return (annualized)-+9.67%
Volatility (annualized)15.5%13.6%
Max Drawdown-22.7%-33.4%
Fund FamilyGoldman Sachs Asset ManagementCharles Schwab Asset Management
CategoryEquityEquity
InceptionNov 28, 2023Oct 20, 2011

GGUS vs SCHD Performance

Goldman Sachs MarketBeta Russell 1000 Growth Equity ETF (GGUS) is a ETF from Goldman Sachs Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GGUS returned +13.07% while SCHD returned +29.99%. Year to date, GGUS is up 8.08% versus a gain of 26.21% for SCHD.

Risk: Volatility and Drawdowns

GGUS has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.7% for GGUS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.11. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

GGUS charges 0.12% per year while SCHD charges 0.06%. On a $10,000 position that is $12 vs $6 annually, a gap of $6 per year that compounds over a long holding period. On income, GGUS currently yields 0.40% against 3.31% for SCHD.

Holdings Overlap

4.3%overlap

GGUS and SCHD share 22 holdings out of 449 unique holdings combined, representing a 4.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GGUSWeight in SCHDDifference
HD0.98%4.16%3.18%
AMGN0.53%4.25%3.72%
KO0.61%4.08%3.47%
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Frequently Asked Questions

Which is cheaper, GGUS or SCHD?

GGUS has an expense ratio of 0.12% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $6 per year of difference.

Which performed better, GGUS or SCHD?

Over the past year GGUS returned +13.07% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), GGUS annualized +22.45% vs +11.50% for SCHD. Past performance does not guarantee future results.

Which is riskier, GGUS or SCHD?

GGUS has been the more volatile fund at 15.5% annualized versus 13.6% for SCHD. Worst drawdown: GGUS -22.7% vs SCHD -33.4%.

Should I hold both GGUS and SCHD?

GGUS and SCHD have a monthly-return correlation of 0.11, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GGUS and SCHD?

GGUS and SCHD share 22 common holdings with a 4.3% weight overlap. Combined, they hold 449 unique securities.

Which pays a higher dividend, GGUS or SCHD?

GGUS yields 0.40% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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