IVV vs QDPL

IVV vs QDPL

Which is better, IVV or QDPL?

Nearly the same fund. IVV costs less.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 1.00. QDPL is less concentrated, with 34.8% of the fund in its ten largest positions against 37.8%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: QDPL

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVQDPL
Expense Ratio0.03%Best0.60%
AUM$876.4B$1.8B
Dividend Yield1.06%4.62%
Holdings508519
YTD Return+12.01%Best+10.59%
1Y Return+16.48%Best+15.36%
3Y Return (annualized)+21.21%Best+19.44%
5Y Return (annualized)+12.95%Best+11.94%
Volatility (annualized)15.7%13.9%Best
Max Drawdown-24.5%-22.6%Best
$10,000 over 5 years$18,384Best$17,576
Top 10 Weight37.8%34.8%Best
Fund FamilyiShares by BlackRock (US)Pacer ETFs
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMay 15, 2000Jul 12, 2021

Volatility and max drawdown are measured over the window both funds cover: Jul 13, 2021 to Sep 14, 2026 (5.2 years).

IVV vs QDPL growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.2 years both funds cover.

IVV vs QDPL Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Pacer Metaurus US Large Cap Dividend Multiplier 400 ETF (QDPL) is an ETF from Pacer ETFs. Over the past year IVV returned +16.48% while QDPL returned +15.36%. Year to date, IVV is up 12.01% versus a gain of 10.59% for QDPL.

Over three years, IVV compounded at +21.21% per year against +19.44% for QDPL; over five years the annualized figures are +12.95% and +11.94% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 13.9% for QDPL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.5% for IVV and -22.6% for QDPL. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while QDPL charges 0.60%. On a $10,000 position that is $3 vs $60 annually, a gap of $57 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.62% for QDPL.

Holdings Overlap

IVV already in QDPL98.3%
QDPL already in IVV89.9%

98.3% of IVV's money is in holdings QDPL also owns. 89.9% of QDPL's money is in holdings IVV also owns.

Most of IVV is already inside QDPL. Owning both mostly buys the same companies twice.

468 positions in common, counted across the 490 positions we hold weights for in IVV and 500 in QDPL, against full books of 508 and 519.

What only one of them owns

Our book lists 27 positions for QDPL that do not appear in our book for IVV (8.8% of the fund), and 16 for IVV that do not appear in QDPL (0.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IVVWeight in QDPLDifference
NVDANvidia Corp8.07%7.68%0.39%
AAPLApple, Inc7.02%6.47%0.55%
MSFTMicrosoft Corp5.69%5.11%0.58%
AMZNAmazon.Com Inc3.84%3.48%0.36%
GOOGLAlphabet Inc,class A3.00%2.73%0.27%
AVGOBroadcom Inc2.65%2.33%0.32%
GOOGAlphabet Inc2.39%2.18%0.21%
METAMeta Platforms Inc1.90%1.86%0.04%
MUMicron Technology, Inc.1.63%1.58%0.05%
TSLATesla Inc1.56%1.37%0.19%

98.3% of IVV is already inside QDPL.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IVVQDPL

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or QDPL?

IVV has an expense ratio of 0.03% while QDPL charges 0.60%. IVV is the cheaper option, by $57 a year on a $10,000 investment.

Which performed better, IVV or QDPL?

Over the past year IVV returned +16.48% vs +15.36% for QDPL, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or QDPL?

IVV has been the more volatile fund at 15.7% annualized versus 13.9% for QDPL. Worst drawdown: IVV -24.5% vs QDPL -22.6%.

Should I hold both IVV and QDPL?

IVV and QDPL have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between IVV and QDPL?

98.3% of IVV's money is in holdings QDPL also owns. 89.9% of QDPL's is in holdings IVV also owns. They hold 468 positions in common, counted across the 490 positions we hold weights for in IVV and 500 in QDPL.

Which pays a higher dividend, IVV or QDPL?

IVV yields 1.06% while QDPL yields 4.62%, so QDPL currently pays the higher dividend yield.

Is QDPL better than IVV?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 1.00. QDPL is less concentrated, with 34.8% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.