QDPL vs SCHD
Pacer Metaurus US Large Cap Dividend Multiplier 400 ETF vs Schwab US Dividend Equity ETF
Which is better, QDPL or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. QDPL led over 5Y and the full window, SCHD over 1Y and 3Y. QDPL is less concentrated, with 35.2% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QDPL | SCHD |
|---|---|---|
| Expense Ratio | 0.60% | 0.06%Best |
| AUM | $1.8B | $119.9B |
| Dividend Yield | 4.58% | 2.96% |
| Holdings | 1,038 | 204 |
| YTD Return | +10.58% | +33.09%Best |
| 1Y Return | +11.85% | +37.17%Best |
| 3Y Return (annualized) | +19.57% | +20.32%Best |
| 5Y Return (annualized) | +10.95%Best | +10.36% |
| Volatility (annualized) | 13.7%Best | 15.3% |
| Max Drawdown | -22.6% | -16.9%Best |
| $10,000 over 5 years | $16,813Best | $16,370 |
| Top 10 Weight | 35.2%Best | 41.8% |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jul 12, 2021 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Jul 13, 2021 to Nov 11, 2026 (5.3 years).
QDPL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.3 years both funds cover.
QDPL vs SCHD Performance
Pacer Metaurus US Large Cap Dividend Multiplier 400 ETF (QDPL) is an ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year QDPL returned +11.85% while SCHD returned +37.17%. Year to date, QDPL is up 10.58% versus a gain of 33.09% for SCHD.
Over three years, QDPL compounded at +19.57% per year against +20.32% for SCHD; over five years the annualized figures are +10.95% and +10.36% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.7% for QDPL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.6% for QDPL and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QDPL charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, QDPL currently yields 4.58% against 2.96% for SCHD.
Holdings Overlap
7.2% of QDPL's money is in holdings SCHD also owns. 91.5% of SCHD's money is in holdings QDPL also owns.
Most of SCHD is already inside QDPL. Owning both mostly buys the same companies twice.
44 positions in common, counted across the 495 positions we hold weights for in QDPL and 98 in SCHD, against full books of 1,038 and 204.
What only one of them owns
Our book lists 53 positions for SCHD that do not appear in our book for QDPL (8.2% of the fund), and 445 for QDPL that do not appear in SCHD (88.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QDPL | Weight in SCHD | Difference |
|---|---|---|---|
| CVXChevron Corp | 0.62% | 4.32% | 3.70% |
| TXNTexas Instrument Inc | 0.35% | 4.53% | 4.18% |
| PGProcter & Gamble Company | 0.51% | 4.36% | 3.85% |
| KOCoca Cola Co. | 0.51% | 4.28% | 3.77% |
| UNHUnitedhealth Group Incorporated | 0.50% | 4.07% | 3.57% |
| COPConocophillips Common Stock USD 0.01 | 0.24% | 4.27% | 4.03% |
| MRKMerck & Company Inc | 0.50% | 4.00% | 3.50% |
| QCOMQualcomm Inc. | 0.26% | 4.18% | 3.92% |
| AMGNAmgen Inc. | 0.32% | 3.96% | 3.64% |
| HDHome Depot Inc | 0.43% | 3.82% | 3.39% |
91.5% of SCHD is already inside QDPL.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QDPL or SCHD?
QDPL has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option, by $54 a year on a $10,000 investment.
Which performed better, QDPL or SCHD?
Over the past year QDPL returned +11.85% vs +37.17% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QDPL or SCHD?
SCHD has been the more volatile fund at 15.3% annualized versus 13.7% for QDPL. Worst drawdown: QDPL -22.6% vs SCHD -16.9%.
Should I hold both QDPL and SCHD?
QDPL and SCHD have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QDPL and SCHD?
91.5% of SCHD's money is in holdings QDPL also owns. 91.5% of SCHD's is in holdings QDPL also owns. They hold 44 positions in common, counted across the 495 positions we hold weights for in QDPL and 98 in SCHD.
Which pays a higher dividend, QDPL or SCHD?
QDPL yields 4.58% while SCHD yields 2.96%, so QDPL currently pays the higher dividend yield.
Is SCHD better than QDPL?
SCHD has a lower expense ratio. QDPL led over 5Y and the full window, SCHD over 1Y and 3Y. QDPL is less concentrated, with 35.2% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.