QDPL vs SCHD
Pacer Metaurus US Large Cap Dividend Multiplier 400 ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. QDPL offers more diversification with 502 holdings.
Side-by-Side Comparison
| Metric | QDPL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.06% | |
| AUM | $1.7B | $103.7B | |
| Dividend Yield | 4.56% | 3.31% | |
| Holdings | 521 | 104 | |
| YTD Return | +11.97% | +25.62% | |
| 1Y Return | +21.08% | +32.62% | |
| 3Y Return (annualized) | +19.72% | +15.58% | |
| 5Y Return (annualized) | +12.24% | +9.63% | |
| Volatility (annualized) | 14.0% | 13.6% | |
| Max Drawdown | -22.6% | -33.4% | |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 12, 2021 | Oct 20, 2011 |
QDPL vs SCHD Performance
Pacer Metaurus US Large Cap Dividend Multiplier 400 ETF (QDPL) is a ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year QDPL returned +21.08% while SCHD returned +32.62%. Year to date, QDPL is up 11.97% versus a gain of 25.62% for SCHD.
Over three years, QDPL compounded at +19.72% per year against +15.58% for SCHD; over five years the annualized figures are +12.24% and +9.63% respectively. Across the full 5-year window we track, QDPL has the edge at +12.39% annualized vs +11.47%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QDPL has been the more volatile fund, with annualized monthly volatility of 14.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.6% for QDPL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QDPL charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, QDPL currently yields 4.56% against 3.31% for SCHD.
Holdings Overlap
QDPL and SCHD share 45 holdings out of 557 unique holdings combined, representing a 7.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QDPL or SCHD?
QDPL has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.
Which performed better, QDPL or SCHD?
Over the past year QDPL returned +21.08% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), QDPL annualized +12.39% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, QDPL or SCHD?
QDPL has been the more volatile fund at 14.0% annualized versus 13.6% for SCHD. Worst drawdown: QDPL -22.6% vs SCHD -33.4%.
Should I hold both QDPL and SCHD?
QDPL and SCHD have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QDPL and SCHD?
QDPL and SCHD share 45 common holdings with a 7.0% weight overlap. Combined, they hold 557 unique securities.
Which pays a higher dividend, QDPL or SCHD?
QDPL yields 4.56% while SCHD yields 3.31%, so QDPL currently pays the higher dividend yield.
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