JHAC vs SPY

JHAC vs SPY

Which is better, JHAC or SPY?

All Cap Blend against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.91. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 45.9%.

Lower Fees: SPYHigher Returns: SPYLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricJHACSPY
Expense Ratio0.72%0.09%Best
AUM$4M$804.7B
Dividend Yield2.25%0.98%
Holdings52505
YTD Return+3.42%+12.47%Best
1Y Return+2.53%+17.51%Best
3Y Return (annualized)-+21.18%
5Y Return (annualized)-+12.88%
Volatility (annualized)14.7%11.8%Best
Max Drawdown-24.4%-18.8%Best
$10,000 over 2.9 years$15,626$18,517Best
Top 10 Weight45.9%38.0%Best
Fund FamilyJohn Hancock Investment ManagementState Street Investment Management
CategoryEquityEquity
StyleAll Cap BlendLarge Cap Blend
InceptionOct 31, 2023Jan 22, 1993

Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Nov 2, 2023 to Sep 11, 2026 (2.9 years).

JHAC vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.

JHAC vs SPY Performance

John Hancock Fundamental All Cap Core ETF (JHAC) is an ETF from John Hancock Investment Management and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year JHAC returned +2.53% while SPY returned +17.51%. Year to date, JHAC is up 3.42% versus a gain of 12.47% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

JHAC has been the more volatile fund, with annualized monthly volatility of 14.7% compared with 11.8% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.4% for JHAC and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

JHAC charges 0.72% per year while SPY charges 0.09%. On a $10,000 position that is $72 vs $9 annually, a gap of $63 per year that compounds over a long holding period. On income, JHAC currently yields 2.25% against 0.98% for SPY.

Holdings Overlap

JHAC already in SPY70.5%
SPY already in JHAC35.5%

70.5% of JHAC's money is in holdings SPY also owns. 35.5% of SPY's money is in holdings JHAC also owns.

Most of JHAC is already inside SPY. Owning both mostly buys the same companies twice.

29 positions in common, counted across the 50 positions we hold weights for in JHAC and 504 in SPY, against full books of 52 and 505.

What only one of them owns

Our book lists 465 positions for SPY that do not appear in our book for JHAC (64.0% of the fund), and 17 for JHAC that do not appear in SPY (22.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in JHACWeight in SPYDifference
MSFTMicrosoft Corp 4.100 Feb 06 377.72%5.50%2.22%
AMZNAmazon.Com Inc8.57%4.08%4.49%
NVDANvidia Corp.3.88%7.71%3.83%
GOOGLAlphabet A Usd 0.0016.37%3.33%3.04%
AAPLApple, Inc1.44%6.83%5.39%
AVGOBroadcom Inc3.15%2.97%0.18%
METAMeta Platforms, Inc.2.95%1.94%1.01%
KKRKkr & Co. Inc. Class a3.57%0.11%3.46%
ROPRoper Technologies Inc.3.01%0.06%2.95%
TMOThermo Fisher Scientific Inc2.42%0.32%2.10%

70.5% of JHAC is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

JHACSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, JHAC or SPY?

JHAC has an expense ratio of 0.72% while SPY charges 0.09%. SPY is the cheaper option, by $63 a year on a $10,000 investment.

Which performed better, JHAC or SPY?

Over the past year JHAC returned +2.53% vs +17.51% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, JHAC or SPY?

JHAC has been the more volatile fund at 14.7% annualized versus 11.8% for SPY. Worst drawdown: JHAC -24.4% vs SPY -18.8%.

Should I hold both JHAC and SPY?

JHAC and SPY have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between JHAC and SPY?

70.5% of JHAC's money is in holdings SPY also owns. 35.5% of SPY's is in holdings JHAC also owns. They hold 29 positions in common, counted across the 50 positions we hold weights for in JHAC and 504 in SPY.

Which pays a higher dividend, JHAC or SPY?

JHAC yields 2.25% while SPY yields 0.98%, so JHAC currently pays the higher dividend yield.

Is SPY better than JHAC?

SPY has a lower expense ratio. SPY led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.91. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 45.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.