LRND vs SPY

LRND vs SPY

Which is better, LRND or SPY?

Large Cap Growth against Large Cap Blend.

SPY has a lower expense ratio. LRND led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.95.

Lower Fees: SPYHigher Returns: LRND

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricLRNDSPY
Expense Ratio0.14%0.09%Best
AUM$442M$804.7B
Dividend Yield0.40%0.98%
Holdings110505
YTD Return+17.75%Best+12.89%
1Y Return+21.59%Best+17.01%
3Y Return (annualized)+24.65%Best+22.46%
5Y Return (annualized)-+13.01%
Volatility (annualized)18.0%15.6%Best
Max Drawdown-25.4%-22.1%Best
$10,000 over 4.6 years$19,927Best$18,022
Fund FamilyNew York Life InvestmentsState Street Investment Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionFeb 8, 2022Jan 22, 1993

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Feb 8, 2022 to Sep 24, 2026 (4.6 years).

LRND vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.

LRND vs SPY Performance

NYLIM US Large Cap R&D Leaders ETF (LRND) is an ETF from New York Life Investments and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year LRND returned +21.59% while SPY returned +17.01%. Year to date, LRND is up 17.75% versus a gain of 12.89% for SPY.

Over three years, LRND compounded at +24.65% per year against +22.46% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

LRND has been the more volatile fund, with annualized monthly volatility of 18.0% compared with 15.6% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.4% for LRND and -22.1% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

LRND charges 0.14% per year while SPY charges 0.09%. On a $10,000 position that is $14 vs $9 annually, a gap of $5 per year that compounds over a long holding period. On income, LRND currently yields 0.40% against 0.98% for SPY.

Holdings Overlap

SPY already in LRND42.5%

At least 42.5% of SPY's money is in holdings LRND also owns.

Only one direction is shown: for LRND, our book for it lists positions totalling 108.8% of the fund, which is what a leveraged book looks like and is not a denominator we can divide by.

The two portfolios partly overlap.

58 positions in common, counted across the 106 positions we hold weights for in LRND and 504 in SPY, against full books of 110 and 505.

Top Shared Holdings

StockWeight in LRNDWeight in SPYDifference
NVDANvidia Corp18.37%8.01%10.36%
GOOGLAlphabet Inc,class A14.09%2.99%11.10%
AAPLApple, Inc9.49%7.26%2.23%
MSFTMicrosoft Corp5.75%5.66%0.09%
AVGOBroadcom Inc7.55%2.66%4.89%
AMZNAmazon.Com Inc5.21%3.79%1.42%
METAMeta Platforms Inc4.28%1.93%2.35%
LLYEli Lilly & Co.4.79%1.40%3.39%
AMDAdvanced Micro Devices Inc3.77%1.14%2.63%
CSCOCisco Systems Inc. - Ordinary Shares2.10%0.66%1.44%

42.5% of SPY is already inside LRND.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

LRNDSPY

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Frequently Asked Questions

Which is cheaper, LRND or SPY?

LRND has an expense ratio of 0.14% while SPY charges 0.09%. SPY is the cheaper option, by $5 a year on a $10,000 investment.

Which performed better, LRND or SPY?

Over the past year LRND returned +21.59% vs +17.01% for SPY, so LRND leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, LRND or SPY?

LRND has been the more volatile fund at 18.0% annualized versus 15.6% for SPY. Worst drawdown: LRND -25.4% vs SPY -22.1%.

Should I hold both LRND and SPY?

LRND and SPY have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between LRND and SPY?

At least 42.5% of SPY's money is in holdings LRND also owns. Our book for LRND is partial, so the real figure is this or higher. They hold 58 positions in common, counted across the 106 positions we hold weights for in LRND and 504 in SPY.

Which pays a higher dividend, LRND or SPY?

LRND yields 0.40% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.

Is SPY better than LRND?

SPY has a lower expense ratio. LRND led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.95. Which one suits a particular account depends on what it is for. This is information, not a recommendation.