LRND vs VTI
NYLIM US Large Cap R&D Leaders ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, LRND or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. LRND led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.94.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LRND | VTI |
|---|---|---|
| Expense Ratio | 0.14% | 0.03%Best |
| AUM | $442M | $666.9B |
| Dividend Yield | 0.40% | 1.03% |
| Holdings | 110 | 3,543 |
| YTD Return | +17.75%Best | +13.10% |
| 1Y Return | +21.59%Best | +17.01% |
| 3Y Return (annualized) | +24.65%Best | +22.26% |
| 5Y Return (annualized) | - | +11.98% |
| Volatility (annualized) | 18.0% | 15.9%Best |
| Max Drawdown | -25.4% | -22.4%Best |
| $10,000 over 4.6 years | $19,927Best | $17,646 |
| Fund Family | New York Life Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Feb 8, 2022 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Feb 8, 2022 to Sep 24, 2026 (4.6 years).
LRND vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.
LRND vs VTI Performance
NYLIM US Large Cap R&D Leaders ETF (LRND) is an ETF from New York Life Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year LRND returned +21.59% while VTI returned +17.01%. Year to date, LRND is up 17.75% versus a gain of 13.10% for VTI.
Over three years, LRND compounded at +24.65% per year against +22.26% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
LRND has been the more volatile fund, with annualized monthly volatility of 18.0% compared with 15.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for LRND and -22.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
LRND charges 0.14% per year while VTI charges 0.03%. On a $10,000 position that is $14 vs $3 annually, a gap of $11 per year that compounds over a long holding period. On income, LRND currently yields 0.40% against 1.03% for VTI.
Holdings Overlap
At least 38.1% of VTI's money is in holdings LRND also owns.
Only one direction is shown: for LRND, our book for it lists positions totalling 108.8% of the fund, which is what a leveraged book looks like and is not a denominator we can divide by.
The two portfolios partly overlap.
97 positions in common, counted across the 106 positions we hold weights for in LRND and 3,463 in VTI, against full books of 110 and 3,543.
Top Shared Holdings
| Stock | Weight in LRND | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 18.37% | 6.40% | 11.97% |
| GOOGLAlphabet Inc,class A | 14.09% | 2.90% | 11.19% |
| AAPLApple, Inc | 9.49% | 6.29% | 3.20% |
| MSFTMicrosoft Corp | 5.75% | 4.79% | 0.96% |
| AVGOBroadcom Inc | 7.55% | 2.56% | 4.99% |
| AMZNAmazon.Com Inc | 5.21% | 3.65% | 1.56% |
| LLYEli Lilly & Co. | 4.79% | 1.35% | 3.44% |
| METAMeta Platforms Inc | 4.28% | 1.70% | 2.58% |
| AMDAdvanced Micro Devices Inc | 3.77% | 1.08% | 2.69% |
| CSCOCisco Systems Inc. - Ordinary Shares | 2.10% | 0.57% | 1.53% |
38.1% of VTI is already inside LRND.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LRND or VTI?
LRND has an expense ratio of 0.14% while VTI charges 0.03%. VTI is the cheaper option, by $11 a year on a $10,000 investment.
Which performed better, LRND or VTI?
Over the past year LRND returned +21.59% vs +17.01% for VTI, so LRND leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LRND or VTI?
LRND has been the more volatile fund at 18.0% annualized versus 15.9% for VTI. Worst drawdown: LRND -25.4% vs VTI -22.4%.
Should I hold both LRND and VTI?
LRND and VTI have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between LRND and VTI?
At least 38.1% of VTI's money is in holdings LRND also owns. Our book for LRND is partial, so the real figure is this or higher. They hold 97 positions in common, counted across the 106 positions we hold weights for in LRND and 3,463 in VTI.
Which pays a higher dividend, LRND or VTI?
LRND yields 0.40% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than LRND?
VTI has a lower expense ratio. LRND led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.94. Which one suits a particular account depends on what it is for. This is information, not a recommendation.