MBCC vs QQQ
Monarch Blue Chips Core Index ETF vs Invesco QQQ Trust, Series 1
Which is better, MBCC or QQQ?
Large Cap Blend against Large Cap Growth.
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. MBCC is less concentrated, with 44.5% of the fund in its ten largest positions against 46.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MBCC | QQQ |
|---|---|---|
| Expense Ratio | 1.14% | 0.18%Best |
| AUM | $184M | $483.5B |
| Dividend Yield | 0.35% | 0.44% |
| Holdings | 26 | 107 |
| Volatility (annualized) | 16.5%Best | 20.5% |
| Max Drawdown | -30.6%Best | -35.1% |
| $10,000 over 5.2 years | $16,253 | $24,698Best |
| Top 10 Weight | 44.5%Best | 46.5% |
| Fund Family | Monarch Funds | Invesco (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | Mar 23, 2021 | Mar 10, 1999 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 108 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. MBCC has data through Jun 2, 2026 and QQQ through Sep 18, 2026.
Volatility and max drawdown, and the $10,000 over 5.2 years row, are measured over the window both funds cover: Mar 24, 2021 to Jun 2, 2026 (5.2 years).
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.5% compared with 16.5% for MBCC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.6% for MBCC and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MBCC charges 1.14% per year while QQQ charges 0.18%. On a $10,000 position that is $114 vs $18 annually, a gap of $96 per year that compounds over a long holding period. On income, MBCC currently yields 0.35% against 0.44% for QQQ.
Holdings Overlap
56.2% of MBCC's money is in holdings QQQ also owns. 43.6% of QQQ's money is in holdings MBCC also owns.
The two portfolios partly overlap.
The two holdings books were reported 127 days apart, MBCC as of Mar 31, 2026 and QQQ as of Aug 5, 2026, so some of the difference between them is the time between the two reports rather than the funds.
13 positions in common, counted across the 24 positions we hold weights for in MBCC and 102 in QQQ, against full books of 26 and 107.
What only one of them owns
Our book lists 83 positions for QQQ that do not appear in our book for MBCC (54.0% of the fund), and 11 for MBCC that do not appear in QQQ (43.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in MBCC | Weight in QQQ | Difference |
|---|---|---|---|
| NVDANvidia Corp | 4.42% | 8.44% | 4.02% |
| AAPLApple, Inc | 4.32% | 7.27% | 2.95% |
| MSFTMicrosoft Corp | 4.19% | 5.76% | 1.57% |
| AMZNAmazon.Com Inc | 4.47% | 4.67% | 0.20% |
| AMDAdvanced Micro Devices Inc | 4.85% | 3.45% | 1.40% |
| AVGOBroadcom Inc | 4.34% | 3.16% | 1.18% |
| WMTWalmart, Inc. | 4.37% | 2.41% | 1.96% |
| METAMeta Platforms Inc | 3.90% | 2.78% | 1.12% |
| PLTRPalantir Technologies Inc | 4.76% | 1.60% | 3.16% |
| NFLXNetflix, Inc. | 4.54% | 1.37% | 3.17% |
56.2% of MBCC is already inside QQQ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MBCC or QQQ?
MBCC has an expense ratio of 1.14% while QQQ charges 0.18%. QQQ is the cheaper option, by $96 a year on a $10,000 investment.
Which is riskier, MBCC or QQQ?
QQQ has been the more volatile fund at 20.5% annualized versus 16.5% for MBCC. Worst drawdown: MBCC -30.6% vs QQQ -35.1%.
Should I hold both MBCC and QQQ?
MBCC and QQQ have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between MBCC and QQQ?
56.2% of MBCC's money is in holdings QQQ also owns. 43.6% of QQQ's is in holdings MBCC also owns. They hold 13 positions in common, counted across the 24 positions we hold weights for in MBCC and 102 in QQQ.
Which pays a higher dividend, MBCC or QQQ?
MBCC yields 0.35% while QQQ yields 0.44%, so QQQ currently pays the higher dividend yield.
Is QQQ better than MBCC?
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. MBCC is less concentrated, with 44.5% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.