MBCC vs VOO
Monarch Blue Chips Core Index ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | MBCC | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 1.14% | 0.03% | |
| AUM | $184M | $979.0B | |
| Dividend Yield | 0.35% | 1.09% | |
| Holdings | 26 | 509 | |
| YTD Return | +7.90% | +13.79% | |
| 1Y Return | +13.18% | +23.01% | |
| 3Y Return (annualized) | +15.61% | +21.78% | |
| 5Y Return (annualized) | +8.49% | +13.39% | |
| Volatility (annualized) | 16.5% | 14.1% | |
| Max Drawdown | -30.6% | -34.3% | |
| Fund Family | Monarch Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 23, 2021 | Sep 7, 2010 |
MBCC vs VOO Performance
Monarch Blue Chips Core Index ETF (MBCC) is a ETF from Monarch Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year MBCC returned +13.18% while VOO returned +23.01%. Year to date, MBCC is up 7.90% versus a gain of 13.79% for VOO.
Over three years, MBCC compounded at +15.61% per year against +21.78% for VOO; over five years the annualized figures are +8.49% and +13.39% respectively. Across the full 5-year window we track, VOO has the edge at +13.57% annualized vs +9.79%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MBCC has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.6% for MBCC and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
MBCC charges 1.14% per year while VOO charges 0.03%. On a $10,000 position that is $114 vs $3 annually, a gap of $111 per year that compounds over a long holding period. On income, MBCC currently yields 0.35% against 1.09% for VOO.
Holdings Overlap
MBCC and VOO share 24 holdings out of 505 unique holdings combined, representing a 30.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MBCC or VOO?
MBCC has an expense ratio of 1.14% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $111 per year of difference.
Which performed better, MBCC or VOO?
Over the past year MBCC returned +13.18% vs +23.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (5 years), MBCC annualized +9.79% vs +13.57% for VOO. Past performance does not guarantee future results.
Which is riskier, MBCC or VOO?
MBCC has been the more volatile fund at 16.5% annualized versus 14.1% for VOO. Worst drawdown: MBCC -30.6% vs VOO -34.3%.
Should I hold both MBCC and VOO?
MBCC and VOO have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between MBCC and VOO?
MBCC and VOO share 24 common holdings with a 30.1% weight overlap. Combined, they hold 505 unique securities.
Which pays a higher dividend, MBCC or VOO?
MBCC yields 0.35% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.
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