MBOX vs VTI
Freedom Day Dividend ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MBOX or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. MBOX led over 1Y and 5Y, VTI over 3Y and the full window. MBOX is less concentrated, with 26.0% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MBOX | VTI |
|---|---|---|
| Expense Ratio | 0.39% | 0.03%Best |
| AUM | $153M | $666.9B |
| Dividend Yield | 1.81% | 1.03% |
| Holdings | 48 | 3,543 |
| YTD Return | +18.66%Best | +11.06% |
| 1Y Return | +20.41%Best | +15.41% |
| 3Y Return (annualized) | +18.27% | +20.48%Best |
| 5Y Return (annualized) | +12.61%Best | +11.52% |
| Volatility (annualized) | 14.3%Best | 15.7% |
| Max Drawdown | -16.7%Best | -25.4% |
| $10,000 over 5 years | $18,109Best | $17,249 |
| Top 10 Weight | 26.0%Best | 33.3% |
| Fund Family | Freedom Day Dividend | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | May 4, 2021 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: May 5, 2021 to Sep 16, 2026 (5.4 years).
MBOX vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.4 years both funds cover.
MBOX vs VTI Performance
Freedom Day Dividend ETF (MBOX) is an ETF from Freedom Day Dividend and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MBOX returned +20.41% while VTI returned +15.41%. Year to date, MBOX is up 18.66% versus a gain of 11.06% for VTI.
Over three years, MBOX compounded at +18.27% per year against +20.48% for VTI; over five years the annualized figures are +12.61% and +11.52% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 14.3% for MBOX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.7% for MBOX and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MBOX charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, MBOX currently yields 1.81% against 1.03% for VTI.
Holdings Overlap
82.0% of MBOX's money is in holdings VTI also owns. 9.7% of VTI's money is in holdings MBOX also owns.
Most of MBOX is already inside VTI. Owning both mostly buys the same companies twice.
40 positions in common, counted across the 50 positions we hold weights for in MBOX and 3,463 in VTI, against full books of 48 and 3,543.
What only one of them owns
Our book lists 1,111 positions for VTI that do not appear in our book for MBOX (87.8% of the fund), and 4 for MBOX that do not appear in VTI (7.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in MBOX | Weight in VTI | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 2.01% | 2.56% | 0.55% |
| JPMJpmorgan Chase | 3.03% | 1.31% | 1.72% |
| XOMExxon Mobil Corp. | 2.40% | 0.89% | 1.51% |
| MSMorgan Stanley | 2.70% | 0.35% | 2.35% |
| AMGNAmgen Inc. | 2.66% | 0.29% | 2.37% |
| MPCMarathon Petroleum Corp | 2.79% | 0.13% | 2.66% |
| UNHUnitedhealth Group Incorporated | 2.33% | 0.52% | 1.81% |
| MRKMerck & Company Inc | 2.35% | 0.45% | 1.90% |
| DELLDell Technologies Inc | 2.51% | 0.16% | 2.35% |
| GSGoldman Sachs Group Inc/The | 2.18% | 0.40% | 1.78% |
82.0% of MBOX is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MBOX or VTI?
MBOX has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option, by $36 a year on a $10,000 investment.
Which performed better, MBOX or VTI?
Over the past year MBOX returned +20.41% vs +15.41% for VTI, so MBOX leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MBOX or VTI?
VTI has been the more volatile fund at 15.7% annualized versus 14.3% for MBOX. Worst drawdown: MBOX -16.7% vs VTI -25.4%.
Should I hold both MBOX and VTI?
MBOX and VTI have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between MBOX and VTI?
82.0% of MBOX's money is in holdings VTI also owns. 9.7% of VTI's is in holdings MBOX also owns. They hold 40 positions in common, counted across the 50 positions we hold weights for in MBOX and 3,463 in VTI.
Which pays a higher dividend, MBOX or VTI?
MBOX yields 1.81% while VTI yields 1.03%, so MBOX currently pays the higher dividend yield.
Is VTI better than MBOX?
VTI has a lower expense ratio. MBOX led over 1Y and 5Y, VTI over 3Y and the full window. MBOX is less concentrated, with 26.0% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.