NFJ vs VOO
Virtus Dividend, Interest & Premium Strategy Fund vs Vanguard S&P 500 ETF
Which is better, NFJ or VOO?
Allocation/Balanced against Large Cap Blend.
VOO has a lower expense ratio. NFJ led over 1Y, VOO over 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NFJ | VOO |
|---|---|---|
| Expense Ratio | 0.96% | 0.03%Best |
| AUM | $1.5B | $997.4B |
| Dividend Yield | 7.39% | 1.04% |
| Holdings | 182 | 509 |
| YTD Return | +23.75%Best | +13.31% |
| 1Y Return | +26.75%Best | +17.07% |
| 3Y Return (annualized) | +19.50% | +22.72%Best |
| 5Y Return (annualized) | +8.60% | +13.19%Best |
| Volatility (annualized) | 16.6% | 14.1%Best |
| Max Drawdown | -59.2% | -34.3%Best |
| $10,000 over 5 years | $15,106 | $18,580Best |
| Fund Family | Virtus Investment Partners | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | Feb 28, 2005 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 9, 2010 to Sep 23, 2026 (16 years).
NFJ vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16 years both funds cover.
NFJ vs VOO Performance
Virtus Dividend, Interest & Premium Strategy Fund (NFJ) is an ETF from Virtus Investment Partners and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year NFJ returned +26.75% while VOO returned +17.07%. Year to date, NFJ is up 23.75% versus a gain of 13.31% for VOO.
Over three years, NFJ compounded at +19.50% per year against +22.72% for VOO; over five years the annualized figures are +8.60% and +13.19% respectively. Across the full 16-year window we track, VOO has the edge at +13.43% annualized vs +2.90%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NFJ has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -59.2% for NFJ and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NFJ charges 0.96% per year while VOO charges 0.03%. On a $10,000 position that is $96 vs $3 annually, a gap of $93 per year that compounds over a long holding period. On income, NFJ currently yields 7.39% against 1.04% for VOO.
Holdings Overlap
At least 39.6% of VOO's money is in holdings NFJ also owns.
Stated as a floor: for NFJ, our book for it covers 86.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
54 positions in common, counted across the 107 positions we hold weights for in NFJ and 494 in VOO, against full books of 182 and 509.
Top Shared Holdings
| Stock | Weight in NFJ | Weight in VOO | Difference |
|---|---|---|---|
| AAPLApple, Inc | 4.40% | 7.05% | 2.65% |
| AMZNAmazon.Com Inc | 5.23% | 4.13% | 1.10% |
| MSFTMicrosoft Corp | 3.87% | 5.36% | 1.49% |
| GOOGLAlphabet Inc,class A | 1.53% | 3.24% | 1.71% |
| LLYEli Lilly & Co. | 2.93% | 1.41% | 1.52% |
| JPMJpmorgan Chase | 2.15% | 1.46% | 0.69% |
| SCHWSchwab Strategic T | 3.23% | 0.27% | 2.96% |
| GEVGE Vernova Inc. CDR (CAD Hedged) | 2.62% | 0.41% | 2.21% |
| HSYHershey Co. | 2.74% | 0.04% | 2.70% |
| PLDPrologis Inc | 2.28% | 0.21% | 2.07% |
39.6% of VOO is already inside NFJ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NFJ or VOO?
NFJ has an expense ratio of 0.96% while VOO charges 0.03%. VOO is the cheaper option, by $93 a year on a $10,000 investment.
Which performed better, NFJ or VOO?
Over the past year NFJ returned +26.75% vs +17.07% for VOO, so NFJ leads on 1-year performance. Over the longest common window we track (16 years), NFJ annualized +2.90% vs +13.43% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NFJ or VOO?
NFJ has been the more volatile fund at 16.6% annualized versus 14.1% for VOO. Worst drawdown: NFJ -59.2% vs VOO -34.3%.
Should I hold both NFJ and VOO?
NFJ and VOO have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between NFJ and VOO?
At least 39.6% of VOO's money is in holdings NFJ also owns. Our book for NFJ is partial, so the real figure is this or higher. They hold 54 positions in common, counted across the 107 positions we hold weights for in NFJ and 494 in VOO.
Which pays a higher dividend, NFJ or VOO?
NFJ yields 7.39% while VOO yields 1.04%, so NFJ currently pays the higher dividend yield.
Is VOO better than NFJ?
VOO has a lower expense ratio. NFJ led over 1Y, VOO over 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.