OUSA vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: Tied

Side-by-Side Comparison

MetricOUSASCHDWinner
Expense Ratio0.48%0.06%
AUM$754M$103.7B
Dividend Yield1.47%3.31%
Holdings101104
YTD Return+9.25%+24.26%
1Y Return+16.27%+31.38%
3Y Return (annualized)+13.96%+15.08%
5Y Return (annualized)+9.29%+9.72%
Volatility (annualized)13.2%13.6%
Max Drawdown-33.4%-33.4%
Fund FamilyALPS AdvisorsCharles Schwab Asset Management
CategoryEquityEquity
InceptionJul 14, 2015Oct 20, 2011

OUSA vs SCHD Performance

O Shares US Quality Dividend ETF (OUSA) is a ETF from ALPS Advisors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year OUSA returned +16.27% while SCHD returned +31.38%. Year to date, OUSA is up 9.25% versus a gain of 24.26% for SCHD.

Over three years, OUSA compounded at +13.96% per year against +15.08% for SCHD; over five years the annualized figures are +9.29% and +9.72% respectively. Across the full 11-year window we track, SCHD has the edge at +11.39% annualized vs +9.50%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.2% for OUSA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for OUSA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

OUSA charges 0.48% per year while SCHD charges 0.06%. On a $10,000 position that is $48 vs $6 annually, a gap of $42 per year that compounds over a long holding period. On income, OUSA currently yields 1.47% against 3.31% for SCHD.

Holdings Overlap

28.0%overlap

OUSA and SCHD share 26 holdings out of 174 unique holdings combined, representing a 28.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in OUSAWeight in SCHDDifference
HD3.84%4.16%0.32%
MRK3.23%4.32%1.09%
ABT2.28%4.49%2.21%
TXNProProPro
PGProProPro
KOProProPro
UNHProProPro
AMGNProProPro
VZProProPro
ACNProProPro
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Frequently Asked Questions

Which is cheaper, OUSA or SCHD?

OUSA has an expense ratio of 0.48% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $42 per year of difference.

Which performed better, OUSA or SCHD?

Over the past year OUSA returned +16.27% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), OUSA annualized +9.50% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, OUSA or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 13.2% for OUSA. Worst drawdown: OUSA -33.4% vs SCHD -33.4%.

Should I hold both OUSA and SCHD?

OUSA and SCHD have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between OUSA and SCHD?

OUSA and SCHD share 26 common holdings with a 28.0% weight overlap. Combined, they hold 174 unique securities.

Which pays a higher dividend, OUSA or SCHD?

OUSA yields 1.47% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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