RCGE vs SCHD
RockCreek Global Equality ETF vs Schwab US Dividend Equity ETF
Which is better, RCGE or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. RCGE is less concentrated, with 6.7% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RCGE | SCHD |
|---|---|---|
| Expense Ratio | 0.95% | 0.06%Best |
| AUM | $100M | $112.1B |
| Dividend Yield | 1.66% | 3.00% |
| Holdings | 208 | 103 |
| YTD Return | +4.71% | +21.73%Best |
| 1Y Return | +10.77% | +26.35%Best |
| 3Y Return (annualized) | - | +16.02% |
| 5Y Return (annualized) | - | +9.26% |
| Volatility (annualized) | 10.5%Best | 14.3% |
| Max Drawdown | -12.4%Best | -14.0% |
| $10,000 over 1.6 years | $12,365 | $12,499Best |
| Top 10 Weight | 6.7%Best | 41.8% |
| Fund Family | RockCreek | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Feb 26, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 27, 2025 to Sep 25, 2026 (1.6 years).
RCGE vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
RCGE vs SCHD Performance
RockCreek Global Equality ETF (RCGE) is an ETF from RockCreek and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RCGE returned +10.77% while SCHD returned +26.35%. Year to date, RCGE is up 4.71% versus a gain of 21.73% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 10.5% for RCGE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.4% for RCGE and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RCGE charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, RCGE currently yields 1.66% against 3.00% for SCHD.
Holdings Overlap
7.5% of RCGE's money is in holdings SCHD also owns. 29.2% of SCHD's money is in holdings RCGE also owns.
SCHD and RCGE share little of their money.
14 positions in common, counted across the 202 positions we hold weights for in RCGE and 100 in SCHD, against full books of 208 and 103.
What only one of them owns
Our book lists 85 positions for SCHD that do not appear in our book for RCGE (70.7% of the fund), and 58 for RCGE that do not appear in SCHD (28.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RCGE | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.60% | 4.77% | 4.17% |
| VZVerizon Communic | 0.51% | 3.97% | 3.46% |
| PGProcter & Gamble Company | 0.45% | 3.83% | 3.38% |
| PEPPepsico Inc. | 0.46% | 3.64% | 3.18% |
| BMYBristol-Myers Squibb Co. | 0.57% | 3.33% | 2.76% |
| ACNAccenture Plc | 0.71% | 2.84% | 2.13% |
| ADPAutomatic Data Processing, Inc. | 0.63% | 2.79% | 2.16% |
| FFord Motor Credit | 0.47% | 1.33% | 0.86% |
| KMBKimberly-Clark Corp. | 0.50% | 0.87% | 0.37% |
| HSYHershey Co. | 0.51% | 0.64% | 0.13% |
29.2% of SCHD is already inside RCGE.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RCGE or SCHD?
RCGE has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, RCGE or SCHD?
Over the past year RCGE returned +10.77% vs +26.35% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), RCGE annualized +14.19% vs +14.96% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RCGE or SCHD?
SCHD has been the more volatile fund at 14.3% annualized versus 10.5% for RCGE. Worst drawdown: RCGE -12.4% vs SCHD -14.0%.
Should I hold both RCGE and SCHD?
RCGE and SCHD have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RCGE and SCHD?
29.2% of SCHD's money is in holdings RCGE also owns. 29.2% of SCHD's is in holdings RCGE also owns. They hold 14 positions in common, counted across the 202 positions we hold weights for in RCGE and 100 in SCHD.
Which pays a higher dividend, RCGE or SCHD?
RCGE yields 1.66% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RCGE?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. RCGE is less concentrated, with 6.7% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.