RCGE vs VTI
RockCreek Global Equality ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | RCGE | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.95% | 0.03% | |
| AUM | $102M | $666.9B | |
| Dividend Yield | 1.66% | 1.07% | |
| Holdings | 206 | 3,543 | |
| YTD Return | +11.17% | +12.65% | |
| 1Y Return | +15.38% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 9.4% | 15.3% | |
| Max Drawdown | -12.4% | -56.6% | |
| Fund Family | RockCreek | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 26, 2025 | May 24, 2001 |
RCGE vs VTI Performance
RockCreek Global Equality ETF (RCGE) is a ETF from RockCreek and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RCGE returned +15.38% while VTI returned +21.39%. Year to date, RCGE is up 11.17% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 9.4% for RCGE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.4% for RCGE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RCGE charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, RCGE currently yields 1.66% against 1.07% for VTI.
Holdings Overlap
RCGE and VTI share 61 holdings out of 2929 unique holdings combined, representing a 7.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RCGE or VTI?
RCGE has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.
Which performed better, RCGE or VTI?
Over the past year RCGE returned +15.38% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), RCGE annualized +19.98% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, RCGE or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 9.4% for RCGE. Worst drawdown: RCGE -12.4% vs VTI -56.6%.
Should I hold both RCGE and VTI?
RCGE and VTI have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RCGE and VTI?
RCGE and VTI share 61 common holdings with a 7.2% weight overlap. Combined, they hold 2929 unique securities.
Which pays a higher dividend, RCGE or VTI?
RCGE yields 1.66% while VTI yields 1.07%, so RCGE currently pays the higher dividend yield.
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