RCGE vs VTI
RockCreek Global Equality ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RCGE or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window. RCGE is less concentrated, with 6.7% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RCGE | VTI |
|---|---|---|
| Expense Ratio | 0.95% | 0.03%Best |
| AUM | $100M | $666.9B |
| Dividend Yield | 1.66% | 1.03% |
| Holdings | 208 | 3,543 |
| YTD Return | +5.42% | +12.30%Best |
| 1Y Return | +8.54% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 10.3%Best | 13.1% |
| Max Drawdown | -12.4%Best | -16.5% |
| $10,000 over 1.6 years | $12,485 | $13,359Best |
| Top 10 Weight | 6.7%Best | 33.3% |
| Fund Family | RockCreek | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Feb 26, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 27, 2025 to Sep 18, 2026 (1.6 years).
RCGE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
RCGE vs VTI Performance
RockCreek Global Equality ETF (RCGE) is an ETF from RockCreek and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RCGE returned +8.54% while VTI returned +16.08%. Year to date, RCGE is up 5.42% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 10.3% for RCGE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.4% for RCGE and -16.5% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RCGE charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, RCGE currently yields 1.66% against 1.03% for VTI.
Holdings Overlap
36.1% of RCGE's money is in holdings VTI also owns. 12.2% of VTI's money is in holdings RCGE also owns.
The two portfolios partly overlap.
71 positions in common, counted across the 202 positions we hold weights for in RCGE and 3,463 in VTI, against full books of 208 and 3,543.
What only one of them owns
Our book lists 1,084 positions for VTI that do not appear in our book for RCGE (85.3% of the fund), and 2 for RCGE that do not appear in VTI (0.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RCGE | Weight in VTI | Difference |
|---|---|---|---|
| MSFTMicrosoft Corp | 0.65% | 4.79% | 4.14% |
| MAMastercard Inc | 0.56% | 0.63% | 0.07% |
| ABBVAbbvie Inc. | 0.55% | 0.61% | 0.06% |
| BACBank of America Corp.: Financials | 0.51% | 0.55% | 0.04% |
| MRKMerck & Company Inc | 0.60% | 0.45% | 0.15% |
| PGProcter & Gamble Company | 0.45% | 0.47% | 0.02% |
| TMOThermo Fisherscientific Inc. | 0.61% | 0.30% | 0.31% |
| WFCWells Fargo & Co. | 0.50% | 0.37% | 0.13% |
| ACNAccenture Plc | 0.71% | 0.14% | 0.57% |
| GSGoldman Sachs Group Inc/The | 0.43% | 0.40% | 0.03% |
36.1% of RCGE is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RCGE or VTI?
RCGE has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option, by $92 a year on a $10,000 investment.
Which performed better, RCGE or VTI?
Over the past year RCGE returned +8.54% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), RCGE annualized +14.88% vs +19.84% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RCGE or VTI?
VTI has been the more volatile fund at 13.1% annualized versus 10.3% for RCGE. Worst drawdown: RCGE -12.4% vs VTI -16.5%.
Should I hold both RCGE and VTI?
RCGE and VTI have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RCGE and VTI?
36.1% of RCGE's money is in holdings VTI also owns. 12.2% of VTI's is in holdings RCGE also owns. They hold 71 positions in common, counted across the 202 positions we hold weights for in RCGE and 3,463 in VTI.
Which pays a higher dividend, RCGE or VTI?
RCGE yields 1.66% while VTI yields 1.03%, so RCGE currently pays the higher dividend yield.
Is VTI better than RCGE?
VTI has a lower expense ratio. VTI led over 1Y and the full window. RCGE is less concentrated, with 6.7% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.