RSPS vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricRSPSVYMWinner
Expense Ratio0.40%0.04%
AUM$250M$79.0B
Dividend Yield2.97%2.86%
Holdings38568
YTD Return+7.69%+16.16%
1Y Return+3.08%+26.05%
3Y Return (annualized)+0.02%+18.43%
5Y Return (annualized)+1.72%+12.21%
Volatility (annualized)13.0%14.6%
Max Drawdown-37.5%-58.8%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
InceptionNov 1, 2006Nov 10, 2006

RSPS vs VYM Performance

Invesco S&P 500 Equal Weight Consumer Staples ETF (RSPS) is a ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year RSPS returned +3.08% while VYM returned +26.05%. Year to date, RSPS is up 7.69% versus a gain of 16.16% for VYM.

Over three years, RSPS compounded at +0.02% per year against +18.43% for VYM; over five years the annualized figures are +1.72% and +12.21% respectively. Across the full 20-year window we track, VYM has the edge at +7.09% annualized vs +6.84%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.0% for RSPS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -37.5% for RSPS and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RSPS charges 0.40% per year while VYM charges 0.04%. On a $10,000 position that is $40 vs $4 annually, a gap of $36 per year that compounds over a long holding period. On income, RSPS currently yields 2.97% against 2.86% for VYM.

Holdings Overlap

11.5%overlap

RSPS and VYM share 29 holdings out of 564 unique holdings combined, representing a 11.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RSPSWeight in VYMDifference
WMT2.70%2.44%0.26%
PG2.83%1.72%1.11%
KO2.83%1.39%1.44%
PMProProPro
PEPProProPro
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KMBProProPro
CLProProPro
SYYProProPro
TGTProProPro
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Frequently Asked Questions

Which is cheaper, RSPS or VYM?

RSPS has an expense ratio of 0.40% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

Which performed better, RSPS or VYM?

Over the past year RSPS returned +3.08% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (20 years), RSPS annualized +6.84% vs +7.09% for VYM. Past performance does not guarantee future results.

Which is riskier, RSPS or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 13.0% for RSPS. Worst drawdown: RSPS -37.5% vs VYM -58.8%.

Should I hold both RSPS and VYM?

RSPS and VYM have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RSPS and VYM?

RSPS and VYM share 29 common holdings with a 11.5% weight overlap. Combined, they hold 564 unique securities.

Which pays a higher dividend, RSPS or VYM?

RSPS yields 2.97% while VYM yields 2.86%, so RSPS currently pays the higher dividend yield.

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