RVRB vs SCHD
Reverb ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. RVRB offers more diversification with 499 holdings.
Side-by-Side Comparison
| Metric | RVRB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.30% | 0.06% | |
| AUM | $5M | $108.7B | |
| Dividend Yield | 0.86% | 3.13% | |
| Holdings | 499 | 104 | |
| YTD Return | -5.46% | +27.67% | |
| 1Y Return | +14.03% | +31.26% | |
| 3Y Return (annualized) | +19.00% | +16.66% | |
| 5Y Return (annualized) | - | +10.18% | |
| Volatility (annualized) | 12.9% | 13.6% | |
| Max Drawdown | -19.1% | -33.4% | |
| Fund Family | Reverb ETF | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 3, 2022 | Oct 20, 2011 |
RVRB vs SCHD Performance
Reverb ETF (RVRB) is a ETF from Reverb ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RVRB returned +14.03% while SCHD returned +31.26%. Year to date, RVRB is down 5.46% versus a gain of 27.67% for SCHD.
Over three years, RVRB compounded at +19.00% per year against +16.66% for SCHD. Across the full 3-year window we track, RVRB has the edge at +17.33% annualized vs +11.57%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.9% for RVRB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for RVRB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RVRB charges 0.30% per year while SCHD charges 0.06%. On a $10,000 position that is $30 vs $6 annually, a gap of $24 per year that compounds over a long holding period. On income, RVRB currently yields 0.86% against 3.13% for SCHD.
Holdings Overlap
RVRB and SCHD share 44 holdings out of 549 unique holdings combined, representing a 7.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RVRB or SCHD?
RVRB has an expense ratio of 0.30% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $24 per year of difference.
Which performed better, RVRB or SCHD?
Over the past year RVRB returned +14.03% vs +31.26% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), RVRB annualized +17.33% vs +11.57% for SCHD. Past performance does not guarantee future results.
Which is riskier, RVRB or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.9% for RVRB. Worst drawdown: RVRB -19.1% vs SCHD -33.4%.
Should I hold both RVRB and SCHD?
RVRB and SCHD have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RVRB and SCHD?
RVRB and SCHD share 44 common holdings with a 7.7% weight overlap. Combined, they hold 549 unique securities.
Which pays a higher dividend, RVRB or SCHD?
RVRB yields 0.86% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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