RVRB vs VTI
Reverb ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RVRB or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.99. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 38.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RVRB | VTI |
|---|---|---|
| Expense Ratio | 0.30% | 0.03%Best |
| AUM | $5M | $666.9B |
| Dividend Yield | 0.86% | 1.03% |
| Holdings | 499 | 3,543 |
| Volatility (annualized) | 12.9%Best | 13.3% |
| Max Drawdown | -19.1%Best | -19.3% |
| $10,000 over 3.4 years | $17,218 | $17,743Best |
| Top 10 Weight | 38.2% | 33.3%Best |
| Fund Family | Reverb ETF | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Nov 3, 2022 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 183 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. RVRB has data through Mar 26, 2026 and VTI through Sep 25, 2026.
Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: Nov 4, 2022 to Mar 26, 2026 (3.4 years).
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 12.9% for RVRB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for RVRB and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
RVRB charges 0.30% per year while VTI charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, RVRB currently yields 0.86% against 1.03% for VTI.
Holdings Overlap
94.5% of RVRB's money is in holdings VTI also owns. 84.0% of VTI's money is in holdings RVRB also owns.
Most of RVRB is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 212 days apart, RVRB as of Dec 31, 2025 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
428 positions in common, counted across the 493 positions we hold weights for in RVRB and 3,463 in VTI, against full books of 499 and 3,543.
What only one of them owns
Our book lists 727 positions for VTI that do not appear in our book for RVRB (13.6% of the fund), and 22 for RVRB that do not appear in VTI (1.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RVRB | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.78% | 6.40% | 0.38% |
| AAPLApple, Inc | 5.40% | 6.29% | 0.89% |
| MSFTMicrosoft Corp | 5.92% | 4.79% | 1.13% |
| GOOGLAlphabet Inc,class A | 6.28% | 2.90% | 3.38% |
| AMZNAmazon.Com Inc | 4.24% | 3.65% | 0.59% |
| AVGOBroadcom Inc | 2.52% | 2.56% | 0.04% |
| METAMeta Platforms Inc | 2.13% | 1.70% | 0.43% |
| TSLATesla Inc | 1.93% | 1.22% | 0.71% |
| BRK.BBerkshire Hathaway Inc Brk/B Us Equity | 1.55% | 1.28% | 0.27% |
| LLYEli Lilly & Co. | 1.42% | 1.35% | 0.07% |
94.5% of RVRB is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RVRB or VTI?
RVRB has an expense ratio of 0.30% while VTI charges 0.03%. VTI is the cheaper option, by $27 a year on a $10,000 investment.
Which is riskier, RVRB or VTI?
VTI has been the more volatile fund at 13.3% annualized versus 12.9% for RVRB. Worst drawdown: RVRB -19.1% vs VTI -19.3%.
Should I hold both RVRB and VTI?
RVRB and VTI have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between RVRB and VTI?
94.5% of RVRB's money is in holdings VTI also owns. 84.0% of VTI's is in holdings RVRB also owns. They hold 428 positions in common, counted across the 493 positions we hold weights for in RVRB and 3,463 in VTI.
Which pays a higher dividend, RVRB or VTI?
RVRB yields 0.86% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than RVRB?
VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.99. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 38.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.