SCHD vs TSIC

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDTSICWinner
Expense Ratio0.06%0.65%
AUM$103.7B$2M
Dividend Yield3.31%0.81%
Holdings10454
YTD Return+24.26%+4.19%
1Y Return+31.38%-
3Y Return (annualized)+15.08%-
5Y Return (annualized)+9.72%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-9.8%
Fund FamilyCharles Schwab Asset ManagementTruth Social Funds
CategoryEquityEquity
InceptionOct 20, 2011Dec 30, 2025

SCHD vs TSIC Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Truth Social American Icons ETF (TSIC) is a ETF from Truth Social Funds. Year to date, SCHD is up 24.26% versus a gain of 4.19% for TSIC.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -9.8% for TSIC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while TSIC charges 0.65%. On a $10,000 position that is $6 vs $65 annually, a gap of $59 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.81% for TSIC.

Holdings Overlap

25.9%overlap

SCHD and TSIC share 12 holdings out of 141 unique holdings combined, representing a 25.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in TSICDifference
HD4.16%7.86%3.70%
KO4.08%6.56%2.48%
PEP3.72%5.34%1.62%
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Frequently Asked Questions

Which is cheaper, SCHD or TSIC?

SCHD has an expense ratio of 0.06% while TSIC charges 0.65%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.

What is the holdings overlap between SCHD and TSIC?

SCHD and TSIC share 12 common holdings with a 25.9% weight overlap. Combined, they hold 141 unique securities.

Which pays a higher dividend, SCHD or TSIC?

SCHD yields 3.31% while TSIC yields 0.81%, so SCHD currently pays the higher dividend yield.

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