SCHD vs XVOL
Schwab US Dividend Equity ETF vs Acruence Active Hedge US Equity ETF
Which is better, SCHD or XVOL?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. XVOL is less concentrated, with 17.8% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XVOL |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.83% |
| AUM | $112.2B | $2M |
| Dividend Yield | 3.13% | 2.00% |
| Holdings | 103 | 83 |
| Volatility (annualized) | 14.6%Best | 16.5% |
| Max Drawdown | -16.9%Best | -25.8% |
| $10,000 over 5 years | $14,878Best | $12,636 |
| Top 10 Weight | 41.5% | 17.8%Best |
| Fund Family | Charles Schwab Asset Management | Acruence Capital, LLC |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Apr 21, 2021 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 140 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. SCHD has data through Sep 3, 2026 and XVOL through Apr 16, 2026.
Volatility and max drawdown, and the $10,000 over 5 years row, are measured over the window both funds cover: Apr 22, 2021 to Apr 16, 2026 (5 years).
Risk: Volatility and Drawdowns
XVOL has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 14.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.9% for SCHD and -25.8% for XVOL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while XVOL charges 0.83%. On a $10,000 position that is $6 vs $83 annually, a gap of $77 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 2.00% for XVOL.
Holdings Overlap
29.6% of SCHD's money is in holdings XVOL also owns. 9.8% of XVOL's money is in holdings SCHD also owns.
SCHD and XVOL share little of their money.
The two holdings books were reported 219 days apart, SCHD as of Aug 7, 2026 and XVOL as of Dec 31, 2025, so some of the difference between them is the time between the two reports rather than the funds.
9 positions in common, counted across the 100 positions we hold weights for in SCHD and 81 in XVOL, against full books of 103 and 83.
What only one of them owns
Our book lists 70 positions for XVOL that do not appear in our book for SCHD (87.6% of the fund), and 90 for SCHD that do not appear in XVOL (70.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in XVOL | Difference |
|---|---|---|---|
| AMGNAmgen Inc. | 4.62% | 1.14% | 3.48% |
| ABTAbbott Laboratories | 4.70% | 0.86% | 3.84% |
| MRKMerck & Company Inc | 4.26% | 1.19% | 3.07% |
| KOCoca Cola Co. | 4.20% | 0.71% | 3.49% |
| VZVerizon Communic | 3.84% | 0.86% | 2.98% |
| BMYBristol-Myers Squibb Co. | 3.31% | 1.26% | 2.05% |
| QCOMQualcomm Inc. | 2.55% | 1.46% | 1.09% |
| FASTFastenal Co. | 1.49% | 1.11% | 0.38% |
| HSYHershey Co. | 0.68% | 1.25% | 0.57% |
29.6% of SCHD is already inside XVOL.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XVOL?
SCHD has an expense ratio of 0.06% while XVOL charges 0.83%. SCHD is the cheaper option, by $77 a year on a $10,000 investment.
Which is riskier, SCHD or XVOL?
XVOL has been the more volatile fund at 16.5% annualized versus 14.6% for SCHD. Worst drawdown: SCHD -16.9% vs XVOL -25.8%.
Should I hold both SCHD and XVOL?
SCHD and XVOL have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and XVOL?
29.6% of SCHD's money is in holdings XVOL also owns. 9.8% of XVOL's is in holdings SCHD also owns. They hold 9 positions in common, counted across the 100 positions we hold weights for in SCHD and 81 in XVOL.
Which pays a higher dividend, SCHD or XVOL?
SCHD yields 3.13% while XVOL yields 2.00%, so SCHD currently pays the higher dividend yield.
Is XVOL better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. XVOL is less concentrated, with 17.8% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.