SCHD vs XVOL
Schwab US Dividend Equity ETF vs Acruence Active Hedge US Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | XVOL | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.83% | |
| AUM | $103.7B | $2M | |
| Dividend Yield | 3.31% | 2.00% | |
| Holdings | 104 | 83 | |
| YTD Return | +25.62% | +1.47% | |
| 1Y Return | +32.62% | +20.04% | |
| 3Y Return (annualized) | +15.58% | +9.96% | |
| 5Y Return (annualized) | +9.63% | +4.79% | |
| Volatility (annualized) | 13.6% | 16.5% | |
| Max Drawdown | -33.4% | -25.8% | |
| Fund Family | Charles Schwab Asset Management | Acruence Capital, LLC | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Apr 21, 2021 |
SCHD vs XVOL Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Acruence Active Hedge US Equity ETF (XVOL) is a ETF from Acruence Capital, LLC. Over the past year SCHD returned +32.62% while XVOL returned +20.04%. Year to date, SCHD is up 25.62% versus a gain of 1.47% for XVOL.
Over three years, SCHD compounded at +15.58% per year against +9.96% for XVOL; over five years the annualized figures are +9.63% and +4.79% respectively. Across the full 5-year window we track, SCHD has the edge at +11.47% annualized vs +4.79%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XVOL has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -25.8% for XVOL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while XVOL charges 0.83%. On a $10,000 position that is $6 vs $83 annually, a gap of $77 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 2.00% for XVOL.
Holdings Overlap
SCHD and XVOL share 9 holdings out of 172 unique holdings combined, representing a 9.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or XVOL?
SCHD has an expense ratio of 0.06% while XVOL charges 0.83%. SCHD is the cheaper option. On a $10,000 investment, that is $77 per year of difference.
Which performed better, SCHD or XVOL?
Over the past year SCHD returned +32.62% vs +20.04% for XVOL, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), SCHD annualized +11.47% vs +4.79% for XVOL. Past performance does not guarantee future results.
Which is riskier, SCHD or XVOL?
XVOL has been the more volatile fund at 16.5% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs XVOL -25.8%.
Should I hold both SCHD and XVOL?
SCHD and XVOL have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and XVOL?
SCHD and XVOL share 9 common holdings with a 9.2% weight overlap. Combined, they hold 172 unique securities.
Which pays a higher dividend, SCHD or XVOL?
SCHD yields 3.31% while XVOL yields 2.00%, so SCHD currently pays the higher dividend yield.
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