SFYI vs VOO

SFYI vs VOO
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Quick Verdict

VOO has a lower expense ratio. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: TiedMore Diversified: VOO

Side-by-Side Comparison

MetricSFYIVOOWinner
Expense Ratio0.72%0.03%
AUM$2M$997.4B
Dividend Yield0.00%1.08%
Holdings51509
YTD Return+2.44%+12.68%
1Y Return-+21.87%
3Y Return (annualized)-+22.06%
5Y Return (annualized)-+12.95%
Volatility (annualized)-14.1%
Max Drawdown-7.7%-34.3%
Fund FamilySoFiVanguard (US)
CategoryEquityEquity
InceptionJul 6, 2026Sep 7, 2010

SFYI vs VOO Performance

SoFi Social 50 Income ETF (SFYI) is a ETF from SoFi and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Year to date, SFYI is up 2.44% versus a gain of 12.68% for VOO.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -7.7% for SFYI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SFYI charges 0.72% per year while VOO charges 0.03%. On a $10,000 position that is $72 vs $3 annually, a gap of $69 per year that compounds over a long holding period. On income, SFYI currently yields 0.00% against 1.08% for VOO.

Holdings Overlap

37.2%overlap

SFYI and VOO share 33 holdings out of 522 unique holdings combined, representing a 37.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SFYIWeight in VOODifference
NVDA7.27%7.51%0.24%
TSLA9.32%1.84%7.48%
AAPL4.05%6.59%2.54%
MSFTProProPro
GOOGLProProPro
MUProProPro
BRK.BProProPro
METAProProPro
AVGOProProPro
PLTRProProPro
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Frequently Asked Questions

Which is cheaper, SFYI or VOO?

SFYI has an expense ratio of 0.72% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $69 per year of difference.

What is the holdings overlap between SFYI and VOO?

SFYI and VOO share 33 common holdings with a 37.2% weight overlap. Combined, they hold 522 unique securities.

Which pays a higher dividend, SFYI or VOO?

SFYI yields 0.00% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.

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