SFYI vs VOO
SoFi Social 50 Income ETF vs Vanguard S&P 500 ETF
Which is better, SFYI or VOO?
VOO costs less.
VOO has a lower expense ratio. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 51.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SFYI | VOO |
|---|---|---|
| Expense Ratio | 0.72% | 0.03%Best |
| AUM | $2M | $997.4B |
| Dividend Yield | 2.03% | 1.04% |
| Holdings | 51 | 509 |
| YTD Return | +3.09% | +12.50%Best |
| 1Y Return | - | +17.58% |
| 3Y Return (annualized) | - | +21.27% |
| 5Y Return (annualized) | - | +12.95% |
| Top 10 Weight | 51.1% | 36.4%Best |
| Fund Family | SoFi | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 6, 2026 | Sep 7, 2010 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SFYI vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SFYI vs VOO Performance
SoFi Social 50 Income ETF (SFYI) is an ETF from SoFi and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Year to date, SFYI is up 3.09% versus a gain of 12.50% for VOO.
Past performance does not guarantee future results.
Fees and Cost Over Time
SFYI charges 0.72% per year while VOO charges 0.03%. On a $10,000 position that is $72 vs $3 annually, a gap of $69 per year that compounds over a long holding period. On income, SFYI currently yields 2.03% against 1.04% for VOO.
Holdings Overlap
72.9% of SFYI's money is in holdings VOO also owns. 41.9% of VOO's money is in holdings SFYI also owns.
Most of SFYI is already inside VOO. Owning both mostly buys the same companies twice.
33 positions in common, counted across the 50 positions we hold weights for in SFYI and 505 in VOO, against full books of 51 and 509.
What only one of them owns
Our book lists 463 positions for VOO that do not appear in our book for SFYI (57.5% of the fund), and 9 for SFYI that do not appear in VOO (8.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SFYI | Weight in VOO | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 7.27% | 7.51% | 0.24% |
| TSLATesla Inc | 9.32% | 1.84% | 7.48% |
| AAPLApple, Inc | 4.05% | 6.59% | 2.54% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 3.49% | 4.30% | 0.81% |
| GOOGLAlphabet A Usd 0.001 | 3.93% | 3.25% | 0.68% |
| MUMicron Technology, Inc. | 3.92% | 2.02% | 1.90% |
| BRK.BBerkshire Hathaway B | 4.37% | 1.42% | 2.95% |
| METAMeta Platforms, Inc. | 3.14% | 1.92% | 1.22% |
| AVGOBroadcom Inc | 1.93% | 2.77% | 0.84% |
| PLTRPalantir Technologies Inc | 3.49% | 0.42% | 3.07% |
72.9% of SFYI is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SFYI or VOO?
SFYI has an expense ratio of 0.72% while VOO charges 0.03%. VOO is the cheaper option, by $69 a year on a $10,000 investment.
What is the holdings overlap between SFYI and VOO?
72.9% of SFYI's money is in holdings VOO also owns. 41.9% of VOO's is in holdings SFYI also owns. They hold 33 positions in common, counted across the 50 positions we hold weights for in SFYI and 505 in VOO.
Which pays a higher dividend, SFYI or VOO?
SFYI yields 2.03% while VOO yields 1.04%, so SFYI currently pays the higher dividend yield.
Is VOO better than SFYI?
VOO has a lower expense ratio. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 51.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.