SNPD vs SPY
Xtrackers S&P Dividend Aristocrats Screened ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, SNPD or SPY?
SPY has been ahead.
SPY has a lower expense ratio. SPY led over 1Y, 3Y and the full window. SNPD is less concentrated, with 24.8% of the fund in its ten largest positions against 37.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SNPD | SPY |
|---|---|---|
| Expense Ratio | 0.15% | 0.09%Best |
| AUM | $3M | $804.7B |
| Dividend Yield | 3.14% | 0.98% |
| Holdings | 107 | 505 |
| YTD Return | +7.99% | +13.82%Best |
| 1Y Return | +9.58% | +16.96%Best |
| 3Y Return (annualized) | +8.93% | +22.97%Best |
| 5Y Return (annualized) | - | +13.73% |
| Volatility (annualized) | 13.1% | 12.9%Best |
| Max Drawdown | -15.8%Best | -18.8% |
| $10,000 over 3.9 years | $12,845 | $21,870Best |
| Top 10 Weight | 24.8%Best | 37.8% |
| Fund Family | Xtrackers ETFs | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Nov 9, 2022 | Jan 22, 1993 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Nov 9, 2022 to Sep 21, 2026 (3.9 years).
SNPD vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
SNPD vs SPY Performance
Xtrackers S&P Dividend Aristocrats Screened ETF (SNPD) is an ETF from Xtrackers ETFs and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year SNPD returned +9.58% while SPY returned +16.96%. Year to date, SNPD is up 7.99% versus a gain of 13.82% for SPY.
Over three years, SNPD compounded at +8.93% per year against +22.97% for SPY. Across the full 4-year window we track, SPY has the edge at +22.22% annualized vs +6.63%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SNPD has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 12.9% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.8% for SNPD and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SNPD charges 0.15% per year while SPY charges 0.09%. On a $10,000 position that is $15 vs $9 annually, a gap of $6 per year that compounds over a long holding period. On income, SNPD currently yields 3.14% against 0.98% for SPY.
Holdings Overlap
73.2% of SNPD's money is in holdings SPY also owns. 16.9% of SPY's money is in holdings SNPD also owns.
Most of SNPD is already inside SPY. Owning both mostly buys the same companies twice.
76 positions in common, counted across the 106 positions we hold weights for in SNPD and 504 in SPY, against full books of 107 and 505.
What only one of them owns
Our book lists 422 positions for SPY that do not appear in our book for SNPD (82.5% of the fund), and 30 for SNPD that do not appear in SPY (26.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SNPD | Weight in SPY | Difference |
|---|---|---|---|
| MSFTMicrosoft Corp | 0.28% | 5.66% | 5.38% |
| VZVerizon Communic | 3.41% | 0.32% | 3.09% |
| XOMExxon Mobil Corp. | 1.74% | 1.04% | 0.70% |
| BBYBest Buy Co. Inc. | 2.60% | 0.02% | 2.58% |
| TGTTarget Corp Common Stock Usd.0833 | 2.38% | 0.11% | 2.27% |
| AMCRAmcor Ltd. | 2.42% | 0.03% | 2.39% |
| BENFranklin Resources Inc. | 2.25% | 0.02% | 2.23% |
| SJMJ M Smucker Co/The | 2.13% | 0.02% | 2.11% |
| ABBVAbbvie Inc. | 1.41% | 0.70% | 0.71% |
| EIXEdison Intl | 2.04% | 0.03% | 2.01% |
73.2% of SNPD is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SNPD or SPY?
SNPD has an expense ratio of 0.15% while SPY charges 0.09%. SPY is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, SNPD or SPY?
Over the past year SNPD returned +9.58% vs +16.96% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (4 years), SNPD annualized +6.63% vs +22.22% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SNPD or SPY?
SNPD has been the more volatile fund at 13.1% annualized versus 12.9% for SPY. Worst drawdown: SNPD -15.8% vs SPY -18.8%.
Should I hold both SNPD and SPY?
SNPD and SPY have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SNPD and SPY?
73.2% of SNPD's money is in holdings SPY also owns. 16.9% of SPY's is in holdings SNPD also owns. They hold 76 positions in common, counted across the 106 positions we hold weights for in SNPD and 504 in SPY.
Which pays a higher dividend, SNPD or SPY?
SNPD yields 3.14% while SPY yields 0.98%, so SNPD currently pays the higher dividend yield.
Is SPY better than SNPD?
SPY has a lower expense ratio. SPY led over 1Y, 3Y and the full window. SNPD is less concentrated, with 24.8% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.