SPCT vs VOO
Liberty One Spectrum ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | SPCT | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $69M | $997.4B | |
| Dividend Yield | 0.77% | 1.08% | |
| Holdings | 52 | 509 | |
| YTD Return | +8.72% | +12.13% | |
| 1Y Return | +10.58% | +20.36% | |
| 3Y Return (annualized) | - | +20.90% | |
| 5Y Return (annualized) | - | +12.59% | |
| Volatility (annualized) | 11.3% | 14.1% | |
| Max Drawdown | -7.2% | -34.3% | |
| Fund Family | Liberty One Investment Management, LLC | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 30, 2025 | Sep 7, 2010 |
SPCT vs VOO Performance
Liberty One Spectrum ETF (SPCT) is a ETF from Liberty One Investment Management, LLC and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year SPCT returned +10.58% while VOO returned +20.36%. Year to date, SPCT is up 8.72% versus a gain of 12.13% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 11.3% for SPCT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.2% for SPCT and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SPCT charges 0.85% per year while VOO charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, SPCT currently yields 0.77% against 1.08% for VOO.
Holdings Overlap
SPCT and VOO share 45 holdings out of 511 unique holdings combined, representing a 27.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SPCT or VOO?
SPCT has an expense ratio of 0.85% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, SPCT or VOO?
Over the past year SPCT returned +10.58% vs +20.36% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, SPCT or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 11.3% for SPCT. Worst drawdown: SPCT -7.2% vs VOO -34.3%.
Should I hold both SPCT and VOO?
SPCT and VOO have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SPCT and VOO?
SPCT and VOO share 45 common holdings with a 27.2% weight overlap. Combined, they hold 511 unique securities.
Which pays a higher dividend, SPCT or VOO?
SPCT yields 0.77% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.
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