SPY vs UBIQ
State Street SPDR S&P 500 ETF Trust vs AAM Ubiquitous ETF
Which is better, SPY or UBIQ?
SPY costs less.
SPY has a lower expense ratio. SPY is less concentrated, with 37.1% of the fund in its ten largest positions against 55.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | UBIQ |
|---|---|---|
| Expense Ratio | 0.09%Best | 0.49% |
| AUM | $797.9B | $48M |
| Dividend Yield | 1.00% | 0.00% |
| Holdings | 504 | 25 |
| YTD Return | +11.28%Best | +5.20% |
| 1Y Return | +13.46% | - |
| 3Y Return (annualized) | +20.37% | - |
| 5Y Return (annualized) | +11.54% | - |
| Top 10 Weight | 37.1%Best | 55.4% |
| Fund Family | State Street Investment Management | Advisors Asset Management, Inc. |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 22, 1993 | Oct 5, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SPY vs UBIQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SPY vs UBIQ Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and AAM Ubiquitous ETF (UBIQ) is an ETF from Advisors Asset Management, Inc.. Year to date, SPY is up 11.28% versus a gain of 5.20% for UBIQ.
Past performance does not guarantee future results.
Fees and Cost Over Time
SPY charges 0.09% per year while UBIQ charges 0.49%. On a $10,000 position that is $9 vs $49 annually, a gap of $40 per year that compounds over a long holding period. On income, SPY currently yields 1.00% against 0.00% for UBIQ.
Holdings Overlap
29.1% of SPY's money is in holdings UBIQ also owns. 95.4% of UBIQ's money is in holdings SPY also owns.
Most of UBIQ is already inside SPY. Owning both mostly buys the same companies twice.
22 positions in common, counted across the 502 positions we hold weights for in SPY and 24 in UBIQ, against full books of 504 and 25.
What only one of them owns
Our book lists 1 positions for UBIQ that do not appear in our book for SPY (0.1% of the fund), and 478 for SPY that do not appear in UBIQ (70.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SPY | Weight in UBIQ | Difference |
|---|---|---|---|
| AAPLApple, Inc | 7.60% | 7.49% | 0.11% |
| AMZNAmazon.Com Inc | 3.71% | 10.51% | 6.80% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 5.79% | 5.57% | 0.22% |
| GOOGLAlphabet Inc | 2.52% | 4.09% | 1.57% |
| GOOGAlphabet Inc | 2.03% | 4.09% | 2.06% |
| VVisa Inc | 1.12% | 4.70% | 3.58% |
| MAMastercard Inc | 0.82% | 4.76% | 3.94% |
| WMTWalmart, Inc. | 0.88% | 4.55% | 3.67% |
| COSTCostco Wholesale Corp. | 0.71% | 4.24% | 3.53% |
| METAMeta Platform Inc | 2.06% | 2.76% | 0.70% |
95.4% of UBIQ is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or UBIQ?
SPY has an expense ratio of 0.09% while UBIQ charges 0.49%. SPY is the cheaper option, by $40 a year on a $10,000 investment.
What is the holdings overlap between SPY and UBIQ?
95.4% of UBIQ's money is in holdings SPY also owns. 95.4% of UBIQ's is in holdings SPY also owns. They hold 22 positions in common, counted across the 502 positions we hold weights for in SPY and 24 in UBIQ.
Which pays a higher dividend, SPY or UBIQ?
SPY yields 1.00% while UBIQ yields 0.00%, so SPY currently pays the higher dividend yield.
Is UBIQ better than SPY?
SPY has a lower expense ratio. SPY is less concentrated, with 37.1% of the fund in its ten largest positions against 55.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.