SUSL vs VTI
iShares ESG MSCI USA Leaders ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SUSL or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. SUSL led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.99. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 47.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SUSL | VTI |
|---|---|---|
| Expense Ratio | 0.10% | 0.03%Best |
| AUM | $1.2B | $666.9B |
| Dividend Yield | 0.95% | 1.03% |
| Holdings | 269 | 3,543 |
| YTD Return | +10.84% | +11.06%Best |
| 1Y Return | +17.58%Best | +15.41% |
| 3Y Return (annualized) | +20.84%Best | +20.48% |
| 5Y Return (annualized) | +12.54%Best | +11.52% |
| Volatility (annualized) | 17.0% | 16.9%Best |
| Max Drawdown | -34.3%Best | -35.0% |
| $10,000 over 5 years | $18,052Best | $17,249 |
| Top 10 Weight | 47.9% | 33.3%Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 7, 2019 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: May 10, 2019 to Sep 16, 2026 (7.4 years).
SUSL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.4 years both funds cover.
SUSL vs VTI Performance
iShares ESG MSCI USA Leaders ETF (SUSL) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SUSL returned +17.58% while VTI returned +15.41%. Year to date, SUSL is up 10.84% versus a gain of 11.06% for VTI.
Over three years, SUSL compounded at +20.84% per year against +20.48% for VTI; over five years the annualized figures are +12.54% and +11.52% respectively. Across the full 7-year window we track, SUSL has the edge at +15.94% annualized vs +14.56%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SUSL has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 16.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for SUSL and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SUSL charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, SUSL currently yields 0.95% against 1.03% for VTI.
Holdings Overlap
99.2% of SUSL's money is in holdings VTI also owns. 46.6% of VTI's money is in holdings SUSL also owns.
Most of SUSL is already inside VTI. Owning both mostly buys the same companies twice.
244 positions in common, counted across the 251 positions we hold weights for in SUSL and 3,463 in VTI, against full books of 269 and 3,543.
What only one of them owns
Our book lists 910 positions for VTI that do not appear in our book for SUSL (51.0% of the fund), and 5 for SUSL that do not appear in VTI (0.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SUSL | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 14.56% | 6.40% | 8.16% |
| MSFTMicrosoft Corp | 10.27% | 4.79% | 5.48% |
| GOOGLAlphabet Inc,class A | 5.71% | 2.90% | 2.81% |
| GOOGAlphabet Inc | 4.50% | 2.31% | 2.19% |
| TSLATesla Inc | 3.02% | 1.22% | 1.80% |
| LLYEli Lilly & Co. | 2.66% | 1.35% | 1.31% |
| AMDAdvanced Micro Devices Inc | 2.20% | 1.08% | 1.12% |
| JNJJohnson & Johnson - Common | 1.84% | 0.86% | 0.98% |
| VVisa Inc Class A | 1.81% | 0.83% | 0.98% |
| MAMastercard Inc | 1.37% | 0.63% | 0.74% |
99.2% of SUSL is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SUSL or VTI?
SUSL has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, SUSL or VTI?
Over the past year SUSL returned +17.58% vs +15.41% for VTI, so SUSL leads on 1-year performance. Over the longest common window we track (7 years), SUSL annualized +15.94% vs +14.56% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SUSL or VTI?
SUSL has been the more volatile fund at 17.0% annualized versus 16.9% for VTI. Worst drawdown: SUSL -34.3% vs VTI -35.0%.
Should I hold both SUSL and VTI?
SUSL and VTI have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between SUSL and VTI?
99.2% of SUSL's money is in holdings VTI also owns. 46.6% of VTI's is in holdings SUSL also owns. They hold 244 positions in common, counted across the 251 positions we hold weights for in SUSL and 3,463 in VTI.
Which pays a higher dividend, SUSL or VTI?
SUSL yields 0.95% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than SUSL?
VTI has a lower expense ratio. SUSL led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.99. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 47.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.