SCHD vs SUSL
SCHD vs SUSL
Schwab US Dividend Equity ETF vs iShares ESG MSCI USA Leaders ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SUSL offers more diversification with 259 holdings.
Side-by-Side Comparison
| Metric | SCHD | SUSL | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.10% | |
| AUM | $103.7B | $1.1B | |
| Dividend Yield | 3.31% | 0.94% | |
| Holdings | 104 | 269 | |
| YTD Return | +24.26% | +14.18% | |
| 1Y Return | +31.38% | +25.70% | |
| 3Y Return (annualized) | +15.08% | +21.92% | |
| 5Y Return (annualized) | +9.72% | +13.53% | |
| Volatility (annualized) | 13.6% | 17.0% | |
| Max Drawdown | -33.4% | -34.3% | |
| Fund Family | Charles Schwab Asset Management | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | May 7, 2019 |
SCHD vs SUSL Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and iShares ESG MSCI USA Leaders ETF (SUSL) is a ETF from iShares by BlackRock (US). Over the past year SCHD returned +31.38% while SUSL returned +25.70%. Year to date, SCHD is up 24.26% versus a gain of 14.18% for SUSL.
Over three years, SCHD compounded at +15.08% per year against +21.92% for SUSL; over five years the annualized figures are +9.72% and +13.53% respectively. Across the full 7-year window we track, SUSL has the edge at +16.68% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SUSL has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -34.3% for SUSL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while SUSL charges 0.10%. On a $10,000 position that is $6 vs $10 annually, a gap of $4 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.94% for SUSL.
Holdings Overlap
SCHD and SUSL share 26 holdings out of 333 unique holdings combined, representing a 8.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in SUSL | Difference |
|---|---|---|---|
| MRK | 4.32% | 0.92% | 3.40% |
| HD | 4.16% | 1.02% | 3.14% |
| PG | 4.15% | 1.02% | 3.13% |
| KO | Pro | Pro | Pro |
| AMGN | Pro | Pro | Pro |
| PEP | Pro | Pro | Pro |
| VZ | Pro | Pro | Pro |
| BMY | Pro | Pro | Pro |
| ADP | Pro | Pro | Pro |
| ACN | Pro | Pro | Pro |
See all 10 holdings SCHD shares with SUSL Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SCHD or SUSL?
SCHD has an expense ratio of 0.06% while SUSL charges 0.10%. SCHD is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, SCHD or SUSL?
Over the past year SCHD returned +31.38% vs +25.70% for SUSL, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), SCHD annualized +11.39% vs +16.68% for SUSL. Past performance does not guarantee future results.
Which is riskier, SCHD or SUSL?
SUSL has been the more volatile fund at 17.0% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SUSL -34.3%.
Should I hold both SCHD and SUSL?
SCHD and SUSL have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SUSL?
SCHD and SUSL share 26 common holdings with a 8.2% weight overlap. Combined, they hold 333 unique securities.
Which pays a higher dividend, SCHD or SUSL?
SCHD yields 3.31% while SUSL yields 0.94%, so SCHD currently pays the higher dividend yield.
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