TCHP vs VTI
T. Rowe Price Blue Chip Growth ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | TCHP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.57% | 0.03% | |
| AUM | $2.1B | $663.5B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 57 | 3,543 | |
| YTD Return | +3.07% | +13.87% | |
| 1Y Return | +8.82% | +23.31% | |
| 3Y Return (annualized) | +22.18% | +21.17% | |
| 5Y Return (annualized) | +9.39% | +12.23% | |
| Volatility (annualized) | 19.9% | 15.3% | |
| Max Drawdown | -42.3% | -56.6% | |
| Fund Family | T.Rowe Price | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 4, 2020 | May 24, 2001 |
TCHP vs VTI Performance
T. Rowe Price Blue Chip Growth ETF (TCHP) is a ETF from T.Rowe Price and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TCHP returned +8.82% while VTI returned +23.31%. Year to date, TCHP is up 3.07% versus a gain of 13.87% for VTI.
Over three years, TCHP compounded at +22.18% per year against +21.17% for VTI; over five years the annualized figures are +9.39% and +12.23% respectively. Across the full 6-year window we track, TCHP has the edge at +12.46% annualized vs +8.13%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TCHP has been the more volatile fund, with annualized monthly volatility of 19.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.3% for TCHP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
TCHP charges 0.57% per year while VTI charges 0.03%. On a $10,000 position that is $57 vs $3 annually, a gap of $54 per year that compounds over a long holding period. On income, TCHP currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
TCHP and VTI share 50 holdings out of 2789 unique holdings combined, representing a 37.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TCHP or VTI?
TCHP has an expense ratio of 0.57% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $54 per year of difference.
Which performed better, TCHP or VTI?
Over the past year TCHP returned +8.82% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), TCHP annualized +12.46% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, TCHP or VTI?
TCHP has been the more volatile fund at 19.9% annualized versus 15.3% for VTI. Worst drawdown: TCHP -42.3% vs VTI -56.6%.
Should I hold both TCHP and VTI?
TCHP and VTI have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between TCHP and VTI?
TCHP and VTI share 50 common holdings with a 37.6% weight overlap. Combined, they hold 2789 unique securities.
Which pays a higher dividend, TCHP or VTI?
TCHP yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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