UPSD vs VOO
UPSD vs VOO
Aptus Large Cap Upside ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | UPSD | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.03% | |
| AUM | $114M | $979.0B | |
| Dividend Yield | 0.68% | 1.09% | |
| Holdings | 103 | 509 | |
| YTD Return | +12.83% | +13.80% | |
| 1Y Return | +21.15% | +23.71% | |
| 3Y Return (annualized) | - | +21.50% | |
| 5Y Return (annualized) | - | +13.44% | |
| Volatility (annualized) | 14.4% | 14.1% | |
| Max Drawdown | -23.9% | -34.3% | |
| Fund Family | Aptus ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 20, 2024 | Sep 7, 2010 |
UPSD vs VOO Performance
Aptus Large Cap Upside ETF (UPSD) is a ETF from Aptus ETFs and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year UPSD returned +21.15% while VOO returned +23.71%. Year to date, UPSD is up 12.83% versus a gain of 13.80% for VOO.
Risk: Volatility and Drawdowns
UPSD has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.9% for UPSD and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
UPSD charges 0.79% per year while VOO charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, UPSD currently yields 0.68% against 1.09% for VOO.
Holdings Overlap
UPSD and VOO share 93 holdings out of 512 unique holdings combined, representing a 39.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in UPSD | Weight in VOO | Difference |
|---|---|---|---|
| AAPL | 5.63% | 6.59% | 0.96% |
| NVDA | 4.64% | 7.51% | 2.87% |
| MSFT | 2.80% | 4.30% | 1.50% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
| JNJ | Pro | Pro | Pro |
See all 10 holdings UPSD shares with VOO Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, UPSD or VOO?
UPSD has an expense ratio of 0.79% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, UPSD or VOO?
Over the past year UPSD returned +21.15% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), UPSD annualized +11.47% vs +13.58% for VOO. Past performance does not guarantee future results.
Which is riskier, UPSD or VOO?
UPSD has been the more volatile fund at 14.4% annualized versus 14.1% for VOO. Worst drawdown: UPSD -23.9% vs VOO -34.3%.
Should I hold both UPSD and VOO?
UPSD and VOO have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between UPSD and VOO?
UPSD and VOO share 93 common holdings with a 39.1% weight overlap. Combined, they hold 512 unique securities.
Which pays a higher dividend, UPSD or VOO?
UPSD yields 0.68% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.
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