UPST Stock Forecast, Price Targets, Chart, Dividends & Analysis
Upstart Holdings Inc.
UPST 
NGS
Sector: Finance and Insurance
Industry: Credit Card Issuing
40.45
USD
0.49
(1.23%)
Previous close: 39.96 Open: 39.94 Bid: 40.4 Ask: 40.59
52 week range
20.60 96.43
Mkt Cap: 3,363 M Avg Vol (90 Days): 6,088,775
Last updated: Wednesday 16th April 2025
Metrics
Valuation
Returns
7 Day Return | 12.71% | |
1 Month Return | -19.16% | |
3 Month Return | -35.46% | |
1 Year Return | 84.37% | |
3 Year Return | -50.50% | |
5 Year Return | 37.26% | |
YTD Return | -34.30% |
Risk
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 41.18 |
14 Day SMA ($) | 41.74 |
14 Day EMA ($) | 42.17 |
Money Flow Index | 51.07 |
Average True Range | 4.93 |
50 Day SMA ($) | 56.86 |
200 Day SMA ($) | 51.57 |
ADX | 29.09 |
MACD | -0.23 |
Growth
Profitability
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
UPST Income Statement
Annual
| Invalid date | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|
| Amortization of intangibles | 3 M | 4 M | 4 M | ||
| Basic EPS from continuing operations | 1.73 | -1.31 | -2.87 | -1.44 | |
| Basic EPS total | 1.73 | -1.31 | -2.87 | -1.44 | |
| Basic weighted shares outstanding | 78 M | 83 M | 84 M | 89 M | |
| Depreciation | 4 M | 14 M | 21 M | 19 M | |
| DepreciationAndAmortization | 4 M | 14 M | 21 M | 19 M | |
| Diluted EPS total | 1.43 | -1.31 | -2.87 | -1.44 | |
| Diluted normalized net income/share | 1.43 | -1.31 | -2.87 | -1.44 | |
| Diluted weighted shares outstanding | 95 M | 83 M | 84 M | 89 M | |
| FeesAndCommissions | -56 M | -47 M | -40 M | -48 M | |
| GeneralAndAdministrativeExpense | 123 M | 185 M | 212 M | 231 M | |
| Income before tax | 371 M | -109 M | -429 M | -413 M | |
| Income restructuring and M&A | 1 M | ||||
| Income taxes | -2 M | -409000.0 | 107000.0 | 185000.0 | |
| Interest expense | 3 M | 11 M | 47 M | -1 M | |
| InterestIncome | 21 M | 106 M | 169 M | 186 M | |
| InterestIncomeAfterProvisionForLoanLoss | 17 M | -65 M | -47 M | 1 M | |
| InterestIncomeFromInvestmentSecurities | 21 M | 106 M | 169 M | 186 M | |
| InterestIncomeFromSecurities | 21 M | 106 M | 169 M | 186 M | |
| MinorityInterests | -2 M | ||||
| Net income from total operations | 135 M | -109 M | -240 M | -129 M | |
| NetIncomeCommonStockholders | 135 M | -109 M | -240 M | -129 M | |
| NetIncomeContinuousOperations | 135 M | -109 M | -240 M | -129 M | |
| NetInterestIncome | 17 M | -65 M | -47 M | 1 M | |
| NonInterestExpense | 473 M | 768 M | 620 M | 651 M | |
| NonInterestIncome | 826 M | 9 M | 21 M | 52 M | |
| Normalized income | -395 M | ||||
| Other special charges | -118 M | 16 M | 16 M | 14 M | |
| OtherGandA | 123 M | 185 M | 212 M | 231 M | |
| OtherInterestExpense | 3 M | 11 M | 47 M | -1 M | |
| OtherNonInterestIncome | 826 M | 9 M | 21 M | 19 M | |
| Research & development expense | 134 M | 237 M | 280 M | 254 M | |
| ResearchExpense | 134 M | 237 M | 280 M | 254 M | |
| Revenue per share | 3 M | 4 M | 7 M | ||
| SalariesAndWages | -132 M | -182 M | -138 M | ||
| Selling Gen & administrative expense | 456 M | 531 M | 340 M | 398 M | |
| SellingAndMarketingExpense | 333 M | 346 M | 127 M | 167 M | |
| ServiceChargeOnDepositorAccounts | -56 M | -47 M | -40 M | -48 M | |
| Special income/charges | 118 M | -16 M | -16 M | -14 M | |
| Total common shares outstanding | 84 M | 81 M | 86 M | 94 M | |
| Total net income | 135 M | -109 M | -240 M | -129 M | |
| Total ordinary shares | 94 M | 94 M | 94 M | 94 M | |
| Total revenues | 843 M | -55 M | -26 M | 53 M | |
| TotalRevenue | 843 M | -55 M | -26 M | 53 M |
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