DLCU vs IVV

DLCU vs IVV
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Quick Verdict

IVV has a lower expense ratio. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: TiedMore Diversified: IVV

Side-by-Side Comparison

MetricDLCUIVVWinner
Expense Ratio0.06%0.03%
AUM$14.7B$886.7B
Dividend Yield-1.10%
Holdings505508
YTD Return-0.44%+12.92%
1Y Return-+21.22%
3Y Return (annualized)-+20.95%
5Y Return (annualized)-+12.76%
Volatility (annualized)-15.1%
Max Drawdown-1.9%-56.5%
Fund FamilyDimensionaliShares by BlackRock (US)
CategoryEquityEquity
InceptionAug 4, 2026May 15, 2000

DLCU vs IVV Performance

DFA US Large Company ETF (DLCU) is a ETF from Dimensional and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Year to date, DLCU is down 0.44% versus a gain of 12.92% for IVV.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.9% for DLCU and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

DLCU charges 0.06% per year while IVV charges 0.03%. On a $10,000 position that is $6 vs $3 annually, a gap of $3 per year that compounds over a long holding period.

Holdings Overlap

92.5%overlap

DLCU and IVV share 485 holdings out of 525 unique holdings combined, representing a 92.5% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in DLCUWeight in IVVDifference
NVDA7.37%7.98%0.61%
AAPL6.46%6.86%0.40%
MSFT4.22%5.44%1.22%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
MUProProPro
TSLAProProPro
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Frequently Asked Questions

Which is cheaper, DLCU or IVV?

DLCU has an expense ratio of 0.06% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

What is the holdings overlap between DLCU and IVV?

DLCU and IVV share 485 common holdings with a 92.5% weight overlap. Combined, they hold 525 unique securities.

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