DLCU vs QQQ

DLCU vs QQQ
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Quick Verdict

DLCU has a lower expense ratio. DLCU offers more diversification with 505 holdings.

Lower Fees: DLCUHigher Returns: TiedMore Diversified: DLCU

Side-by-Side Comparison

MetricDLCUQQQWinner
Expense Ratio0.06%0.18%
AUM$14.7B$486.1B
Dividend Yield-0.44%
Holdings505107
YTD Return-1.25%+15.69%
1Y Return-+25.71%
3Y Return (annualized)-+24.04%
5Y Return (annualized)-+13.89%
Volatility (annualized)-30.6%
Max Drawdown-2.1%-83.0%
Fund FamilyDimensionalInvesco (US)
CategoryEquityEquity
InceptionAug 4, 2026Mar 10, 1999

DLCU vs QQQ Performance

DFA US Large Company ETF (DLCU) is a ETF from Dimensional and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Year to date, DLCU is down 1.25% versus a gain of 15.69% for QQQ.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.1% for DLCU and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

DLCU charges 0.06% per year while QQQ charges 0.18%. On a $10,000 position that is $6 vs $18 annually, a gap of $12 per year that compounds over a long holding period.

Holdings Overlap

53.4%overlap

DLCU and QQQ share 87 holdings out of 520 unique holdings combined, representing a 53.4% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in DLCUWeight in QQQDifference
NVDA7.37%8.44%1.07%
AAPL6.46%7.27%0.81%
MSFT4.22%5.76%1.54%
AMZNProProPro
GOOGLProProPro
MUProProPro
AVGOProProPro
GOOGProProPro
AMDProProPro
METAProProPro
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Frequently Asked Questions

Which is cheaper, DLCU or QQQ?

DLCU has an expense ratio of 0.06% while QQQ charges 0.18%. DLCU is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

What is the holdings overlap between DLCU and QQQ?

DLCU and QQQ share 87 common holdings with a 53.4% weight overlap. Combined, they hold 520 unique securities.

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