DLCU vs SCHD

DLCU vs SCHD
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Quick Verdict

DLCU offers more diversification with 505 holdings.

Lower Fees: TiedHigher Returns: TiedMore Diversified: DLCU

Side-by-Side Comparison

MetricDLCUSCHDWinner
Expense Ratio0.06%0.06%
AUM$14.7B$112.2B
Dividend Yield-3.13%
Holdings505103
YTD Return-0.44%+27.89%
1Y Return-+29.93%
3Y Return (annualized)-+16.13%
5Y Return (annualized)-+10.00%
Volatility (annualized)-13.6%
Max Drawdown-1.9%-33.4%
Fund FamilyDimensionalCharles Schwab Asset Management
CategoryEquityEquity
InceptionAug 4, 2026Oct 20, 2011

DLCU vs SCHD Performance

DFA US Large Company ETF (DLCU) is a ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, DLCU is down 0.44% versus a gain of 27.89% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.9% for DLCU and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

DLCU charges 0.06% per year while SCHD charges 0.06%. On a $10,000 position that is $6 vs $6 annually.

Holdings Overlap

7.4%overlap

DLCU and SCHD share 45 holdings out of 560 unique holdings combined, representing a 7.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DLCUWeight in SCHDDifference
ABT0.24%4.70%4.46%
AMGN0.30%4.62%4.32%
HD0.54%4.32%3.78%
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Frequently Asked Questions

Which is cheaper, DLCU or SCHD?

DLCU has an expense ratio of 0.06% while SCHD charges 0.06%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

What is the holdings overlap between DLCU and SCHD?

DLCU and SCHD share 45 common holdings with a 7.4% weight overlap. Combined, they hold 560 unique securities.

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