DLCU vs SPY
DFA US Large Company ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
DLCU has a lower expense ratio.
Side-by-Side Comparison
| Metric | DLCU | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.09% | |
| AUM | $14.7B | $814.4B | |
| Dividend Yield | - | 1.01% | |
| Holdings | 505 | 505 | |
| YTD Return | -0.44% | +12.87% | |
| 1Y Return | - | +21.13% | |
| 3Y Return (annualized) | - | +20.86% | |
| 5Y Return (annualized) | - | +12.69% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -1.9% | -56.5% | |
| Fund Family | Dimensional | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Aug 4, 2026 | Jan 22, 1993 |
DLCU vs SPY Performance
DFA US Large Company ETF (DLCU) is a ETF from Dimensional and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, DLCU is down 0.44% versus a gain of 12.87% for SPY.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.9% for DLCU and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
DLCU charges 0.06% per year while SPY charges 0.09%. On a $10,000 position that is $6 vs $9 annually, a gap of $3 per year that compounds over a long holding period.
Holdings Overlap
DLCU and SPY share 486 holdings out of 523 unique holdings combined, representing a 93.0% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, DLCU or SPY?
DLCU has an expense ratio of 0.06% while SPY charges 0.09%. DLCU is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
What is the holdings overlap between DLCU and SPY?
DLCU and SPY share 486 common holdings with a 93.0% weight overlap. Combined, they hold 523 unique securities.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.